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553 Massman Dr, Decorah, IA, 52101

3beds
2baths
1,864sqft
$589,500
$316price/sqft
$3,989/moest. monthly cost
$159,560/yrincome needed

About This Home

Very close to being completed! Come and See this beautiful home NOW! This quality new construction home by Massman Construction offers 3 bedrooms, 2.5 baths, and a thoughtfully designed open floor plan. The exterior showcases timeless white board-and-batten LP® SmartSide® siding with rich brown trim, complemented by Pella windows for energy efficiency and abundant natural light. The open main living area flows effortlessly between the kitchen, dining, and living spaces, making it ideal for both everyday living and entertaining. The primary suite features a custom tiled walk-in shower, walk-in closet, and a dual-sink vanity, providing a private and functional retreat. The lower level may be finished at an additional cost and is designed to include two bedrooms with egress windows, an extra-large family room, and a full guest bathroom—offering excellent potential for expanded living space. Additional features include a sump pump, radon mitigation system, and tubing installed for future in-floor heating.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

--
8/10
Decorah Middle SchoolGrades 5-81.6 mi
8/10
Decorah High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Range,Refrigerator
  • Laundry features: 1st Floor,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Concrete,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Solid Surface Counters,Pantry
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,864 sqft

Other

  • Level: Upper

Other

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 110916800200
  • Zoning: R-2
  • Special condition: Standard
  • Other equipment: Air Exchanger System

Features

  • Patio & porch: Patio

Lot

  • Lot size: 10,454 sqft
  • Lot size dimensions: 80x133

Parking

  • Total spaces: 2
  • Parking features: 2 Stall,Attached Garage
  • Covered spaces: 2
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Inland Flooding
Winter Weather
Heat Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,980$35,760
Home Insurance *$384$4,608
Property Taxes $486$5,832
Electricity $139$1,668
Total$3,989$47,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,765/yr
40% on housing$119,670/yr
45% on housing$106,373/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$316This listing

vs Other Active Listings

Avg $/sqft

ZIP 52101$203
Winneshiek County$178

vs Homes Sold Last Month

Median $/sqft

ZIP 52101
Winneshiek County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-22Listed for sale$599,500

For Sale by Agent

AgentAnne Dykstra
BrokerageAJ Realty, Inc.

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