3091 Highway 277, Overgaard, AZ, 85933
About This Home
This property offers an exceptional investment opportunity with both residential and commercial zoning and prime frontage along Highway 277. A charming rustic cabin sits at the rear of the property, offering mountain character and versatility for weekend getaways or full-time living. Ideal for equestrian use, the property is set in Arizona's desirable mountain climate, perfect for hunting, fishing, and a wide range of outdoor recreational activities. The home is small....but the property is absolutely stunning! With endless potential and a highly sought-after location, this property is a must-see. There is an additional parcel available (to the west).
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1986
Materials
- Roof: Metal,Pitched
- Construction materials: Log
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
Features
- Shower,Full Bath,Kitchen/Dining Room Combo
- Flooring: Carpet,Vinyl
Heating
- Heating features: Electric
Interior Area
- Total structure area: 880
- Total interior livable area: 880 sqft
Property
Details
- Parcel number: 20634018
- Zoning description: C-R
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Fencing: Privacy,Partial,Wire
- Has view: Yes
- View description: Panoramic
- Horses can be raised: Yes
Lot
- Lot size: 7.60 Acres
- Features: Wooded,Tall Pines On Lot
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Wildfire
- Winter Weather
- Cold Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Navajo County and Arizona
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,705 | $32,460 |
| Home Insurance | $150 | $1,800 |
| Property Taxes | $173 | $2,076 |
| Electricity | $216 | $2,603 |
| Total | $3,244 | $38,928 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-02 | Price change | $555,000 |
| 2026-01-22 | Listed for sale | $335,000 |
For Sale by Agent
View on Zillow