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35 Bluestem Ct, Lake Saint Louis, MO, 63367

4beds
3baths
2,940sqft
$549,900
$187price/sqft
$3,764/moest. monthly cost
$150,560/yrincome needed

About This Home

McBride Homes brand-new Nottingham 2-story home with 4BR, 2.5BA will be ready this spring! This stunning home features a 3-CAR GARAGE, 9ft ceilings, 6’ windows, & wood laminate flooring throughout the main floor. The kitchen is equipped with quartz countertops, Brellin White 42” cabinets, center island w/ extended breakfast bar, stainless-steel GE appliances, w/black range & walk-in pantry. There is a spacious great room w/window wall & ceiling fan, plus a formal living room & dining room. Upstairs you’ll find the primary suite with a spacious walk-in closet & private bath w/walkin shower, large tub & dual vanity. 3 more bedrooms, hall bath & 2nd floor laundry room add convenience. Dual zone HVAC, 2 panel white interior doors, coachlights, LL ¾ bath rough-in & more! Bluestem Estates offers beautiful new homes in Lake St Louis near restaurants & entertainment! Enjoy peace of mind with McBride Homes’ 10 year builders warranty & incredible customer service! Similar photos shown.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

7/10
7/10
9/10
Timberland High SchoolGrades 9-129.3 mi

Construction

Condition

  • New construction: Yes

Materials

  • Roof: Composition
  • Construction materials: Frame,Vinyl Siding

Other

  • Builder name: Mcbride Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Microwave,Electric Range

Basement

  • Has basement: Yes
  • Basement: Concrete,Full

Bedroom2

  • Level: Upper
  • Area: 143
  • Dimensions: 11x13

Bedroom3

  • Level: Upper
  • Area: 132
  • Dimensions: 11x12

Bedroom4

  • Level: Upper
  • Area: 143
  • Dimensions: 11x13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Breakfast Room

  • Level: Main
  • Area: 195
  • Dimensions: 15x13

Dining Room

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Features

  • Breakfast Room,Ceiling Fan(s),Entrance Foyer,Open Floorplan,Pantry,Separate Dining,Walk-In Closet(s)
  • Finished area above ground: 2,940

Great Room

  • Level: Main
  • Area: 294
  • Dimensions: 21x14

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,940
  • Total interior livable area: 2,940 sqft

Kitchen

  • Level: Main
  • Area: 180
  • Dimensions: 12x15

Living Room

  • Level: Main
  • Area: 132
  • Dimensions: 11x12

Primary Bedroom

  • Level: Upper
  • Area: 285
  • Dimensions: 19x15

Property

Details

  • Parcel number: N/A
  • Special condition: Standard

Features

  • Levels: Two

Lot

  • Features: Other

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$275$3,300
Property Taxes $485$5,820
Electricity $224$2,694
Total$3,764$45,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,051/yr
40% on housing$112,920/yr
45% on housing$100,373/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 63367$181
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63367$184
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-23Price change$556,102
2026-01-22Listed for sale$556,589

New Construction Spec

AgentPamela Chyba
BrokerageListWithFreedom.com Inc

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