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31 County Road 2022, Crane Hill, AL, 35053

5beds
3baths
3,798sqft
$1,598,000
$421price/sqft
$9,609/moest. monthly cost
$384,360/yrincome needed

About This Home

Smith Lake/Crane Hill) - Located in the highly desirable Bear Pen Neighborhood & built in 2022, this property was designed specifically to capture massive, open-water views of Smith Lake's Ryan Creek from the minute you walk in the door.The heart of the home is designed for hosting. A modern kitchen, equipped with a spacious Butler's Pantry ensuring prep space is plentiful and mess is kept out of sight during gatherings. The floor plan features three Bedrooms on the main levela luxurious Primary Retreat with ensuite & Walk-in Closet, and opposite are 2 Secondary Bedrooms with Semi-Private Bath providing ultimate accessibility and comfort for owners and guests alike. Upstairs Features Bedroom number four, a Rec area, Bath and bunkroom. Step outside the Porch & Deck, then the well-manicured yard leads you to the water's edge. The Double Slip dock features: Solar Power & a HydroHoist lift , making it easy to hit the water at a moment's notice and also offering low Maintenance. Just a short boat ride to the popular Trident Marina for fuel, food, and summer concerts. Perfect for enjoying a sunset cruise or heading out for dinner & positioned for convenience.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
5/10
Cold Springs High SchoolGrades 9-123.3 mi
7/10
Harmony SchoolGrades PK-810.6 mi

Construction

Condition

  • Property condition: Existing Structure

Materials

  • Roof: Composition
  • Construction materials: Frame,Drywall

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Oven,Gas Range,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3

Features

  • Fireplace features: Propane
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,798
  • Total interior livable area: 3,798 sqft

Property

Details

  • Zoning: _

Features

  • Stories: 1
  • Patio & porch: Porch
  • Exterior features: Rain Gutters,Sprinkler,Boat Slip
  • On waterfront: Yes
  • Waterfront features: Lake Front,BH Permittable,Boat Lift,Waterfront Features: Shoreline(Year Round Water),Waterfront Features: Characteristics(Gentle to Bluff)
  • Waterbody name: Ryan Creek
  • Frontage length: Waterfront Footage(119)

Lot

  • Lot size: 0.76 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Lightning

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,080$96,960
Home Insurance *$826$9,912
Property Taxes $279$3,348
Electricity $424$5,099
Total$9,609$115,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$329,451/yr
40% on housing$288,270/yr
45% on housing$256,240/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 9.5%
9.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$421This listing

vs Other Active Listings

Avg $/sqft

ZIP 35053$291
Cullman County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 35053$419
Cullman County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Price change$1,699,500
2026-01-22Listed for sale$1,895,000

For Sale by Agent

AgentBrian Glenn
BrokerageJoseph Carter Realty

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