27 Shady Elm Ct, Saint Charles, MO, 63301
About This Home
New McBride Homes’ Sequoia 2 story 4BR 2.5BA, ready this spring! Walkout homesite! Step into the 2-story foyer flanked by formal living & dining rooms. Large family room w/a window wall & ceiling fan. The bright breakfast area w/pantry & sliding glass door to the backyard. Luxury kitchen features quartz countertops, 42” Benton Umber cabinets, center island w/breakfast bar, & stainless steel GE appliances. Main floor w/powder room, laundry room, 9’ ceilings, 6’ windows, & wood laminate flooring throughout. Upstairs primary suite w/massive walkin closet & private bath w/walkin shower, corner tub w/large windows & double vanity, plus 3 extra bedrooms & hall bath. Dual zone HVAC, 2 panel interior doors, matte black fixtures, LL ¾ bath roughin & more! Elm Crossing is a secluded, peaceful community w/33 homesites on a private cul-de-sac minutes from New Town and top schools. Enjoy peace of mind with McBride Homes’ 10 yr builders warranty & incredible customer service. Similar photos shown.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
Materials
- Roof: Composition
- Construction materials: Frame,Vinyl Siding
Other
- Builder name: Mcbride Homes
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater,Dishwasher,Disposal,Microwave,Electric Range,Electric Oven,Stainless Steel Appliance(s)
- Laundry features: 2nd Floor
Basement
- Has basement: Yes
- Basement: Full,Concrete
Bedroom2
- Level: Upper
- Area: 143
- Dimensions: 11x13
Bedroom3
- Level: Upper
- Area: 110
- Dimensions: 10x11
Bedroom4
- Level: Upper
- Area: 143
- Dimensions: 11x13
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Breakfast Room
- Level: Main
- Area: 143
- Dimensions: 11x13
Dining Room
- Level: Main
- Area: 154
- Dimensions: 11x14
Family Room
- Level: Main
- Area: 315
- Dimensions: 21x15
Features
- Ceiling Fan(s),Dining/Living Room Combo,Kitchen/Dining Room Combo,Open Floorplan,Breakfast Bar,Pantry,Walk-In Closet(s),Entrance Foyer
- Window features: Window Treatments,Tilt-In Windows
- Finished area above ground: 2,784
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,784
- Total interior livable area: 2,784 sqft
Kitchen
- Level: Main
- Area: 180
- Dimensions: 12x15
Living Room
- Level: Main
- Area: 140
- Dimensions: 10x14
Primary Bedroom
- Level: Upper
- Area: 272
- Dimensions: 17x16
Property
Details
- Special condition: Standard
Features
- Levels: Two
Lot
- Features: Other
- Lot size dimensions: 0
Parking
- Total spaces: 2
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Earthquake
- Hail
- Heat Wave
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,654 | $31,848 |
| Home Insurance * | $305 | $3,660 |
| Property Taxes | $463 | $5,556 |
| Electricity | $212 | $2,551 |
| Total | $3,634 | $43,608 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-23 | Price change | $543,867 |
| 2026-01-22 | Listed for sale | $543,954 |
View on Zillow