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103 Trenor Ln Lot 103, Powells Pt, NC, 27966

5beds
3baths
2,600sqft
$669,900
$258price/sqft
$4,065/moest. monthly cost
$162,600/yrincome needed

About This Home

Welcome to a home where space, comfort, and versatility come together beautifully. This expansive property offers room to live, gather, and grow—both inside and out. Step inside to an inviting, open floor plan designed for effortless living. The oversized family room is filled with natural light and features a cozy fireplace with custom built-in shelving—perfect for relaxing evenings or hosting guests. The spacious kitchen offers abundant counter space, a large walk-in pantry, and seamless flow into the dining area, making everyday living and entertaining a breeze. The primary en-suite is conveniently located on the main level, tucked privately away and complete with multiple closets and direct access to the backyard—ideal for enjoying quiet mornings or evening swims. Upstairs, you’ll find three generously sized bedrooms along with a versatile FROG/bonus room, perfect for a home office, additional bedroom, or flex space with ample storage. Step outside and experience where this home truly shines. Enjoy your mornings on the oversized covered front porch, complete with a built-in watering system—perfect for maintaining lush, vibrant plants with ease. In the backyard, unwind in your private oasis featuring an oversized in-ground pool, a screened-in rear porch, and expansive space for entertaining, gardening, or simply soaking in the peaceful surroundings. Car enthusiasts, hobbyists, or those needing extra space will appreciate the three garage spaces, including two detached garages with exceptional workshop potential. Above, a separate-entry living space with kitchenette and bathroom offers incredible flexibility—ideal for in-laws, extended family, guests, or even a potential rental opportunity. Additional storage sheds provide even more room for tools, hobbies, and outdoor projects. Perfectly located less than 20 minutes to the beaches of the Outer Banks and just 45 minutes to Chesapeake, this property offers the ideal balance of privacy and convenience. Opportunities like this don’t come around often—schedule your private showing today.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
Jarvisburg ElementaryGrades K-54.5 mi
4/10
Currituck County MiddleGrades 6-817.9 mi
3/10
Currituck County HighGrades 9-1217.9 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Frame,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range/Oven,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Cathedral Ceiling(s),Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric,Natural Gas,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,600
  • Total interior livable area: 2,600 sqft

Property

Details

  • Zoning: AG

Features

  • Private pool: Yes
  • Pool features: Outdoor Pool,In Ground,Vinyl,Private
  • Waterfront features: None

Lot

  • Features: Level

Parking

  • Total spaces: 3
  • Parking features: Paved
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Winter Weather
Coastal Flooding
Hurricane
Wildfire
Tsunami

FEMA Declared Disasters in Currituck County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,387$40,644
Home Insurance *$174$2,088
Property Taxes $262$3,144
Electricity $242$2,905
Total$4,065$48,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,371/yr
40% on housing$121,950/yr
45% on housing$108,400/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.7%
6.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 27966$163
Currituck County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 27966$282
Currituck County$245

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-21Price change$669,900
2026-01-22Listed for sale$689,500

For Sale by Agent

AgentMichelle K Smith
BrokerageSun Realty - Duck

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