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6302 Salerno St, Temple, TX, 76502

4beds
2baths
2,282sqft
$506,640
$222price/sqft
$3,647/moest. monthly cost
$145,880/yrincome needed

About This Home

Beautiful 4-bedroom, 2-bath home by Jarolik Homes offering 2,282 sq ft with an open-concept layout. Spacious family room flows into the kitchen, breakfast area, and formal dining. Private primary suite features dual vanities, soaking tub, separate shower, and walk-in closet. Split bedroom arrangement provides added privacy. Covered patio, utility room, and 3-car garage complete this well-designed home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

2/10
5/10
Belton MiddleGrades 6-85.1 mi
6/10
Belton High SchoolGrades 9-125.2 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Brick

Other

  • Builder name: Jarolik Homes LLC

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Water Heater,Microwave
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Attic,Ceiling Fan(s),Dining Area,Separate/Formal Dining Room,Double Vanity,Garden Tub/Roman Tub,High Ceilings,MultipleDining Areas,Pull Down Attic Stairs,Separate Shower,Tub Shower,Walk-In Closet(s),Breakfast Bar,Breakfast Area,Granite Counters,Kitchen/Family Room Combo,Kitchen/Dining Combo,Pantry,Walk-In Pantry
  • Flooring: Vinyl
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Partially Floored

Heating & Cooling

  • Heating features: Central,Electric,Fireplace(s)
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,282 sqft

Property

Details

  • Parcel number: 534128
  • Special condition: Builder Owned

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community,In Ground
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Covered Patio,Porch
  • Fencing: Privacy,Wood
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 0.50 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Door-Multi,Garage,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Lightning
Winter Weather
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,561$30,732
Home Insurance *$326$3,912
Property Taxes $510$6,120
Electricity $250$3,006
Total$3,647$43,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,040/yr
40% on housing$109,410/yr
45% on housing$97,253/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 76502$142
Bell County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 76502$159
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-22Listed for sale$506,640

New Construction

AgentKaren Stewart
BrokerageMagnolia Realty Temple Belton

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