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203/205 N Jefferson Street, Humansville, MO, 65674

5beds
4baths
2,774sqft
$375,000
$135price/sqft
$2,589/moest. monthly cost
$103,560/yrincome needed

About This Home

Two Homes One Price Between Three Lakes 1 Hour to Springfield AirportRare opportunity to own two neighboring homes offered together in a prime location between three lakes and just one hour from the Springfield airport.203 N. Jefferson St. - Barndominium 2‑bedroom (1 non‑conforming), 2.5‑bath barndominium featuring two kitchens (one inside, one in the shop), an overhang door that opens the living area to fresh air, and a large shop with 16‑ft walls plus 1010 and 1014 roll‑up doors. Rustic charm meets modern convenience. sq ft 1,510, built in 2020Second Home - 3‑Bedroom Residence Move‑in‑ready with fresh paint, laminate flooring, and classic arched doorways. Includes a pull‑through attached garage with roll‑up doors on both ends and a full bath with tub/shower combo. sq ft 1264, built in 1952Both homes sit side‑by‑side and are within walking distance of the local school, offering excellent potential for multi‑generational living, rental income, or investment.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

4/10
3/10
4/10
Humansville High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 2020

Materials

  • Construction materials: Metal Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Barndominium,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Laminate
  • Fireplace features: Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,774

Heating & Cooling

  • Heating features: Central,Ventless,Fireplace(s),Electric,Propane
  • Cooling features: Central Air,Ceiling Fan(s),Window Unit(s)

Interior Area

  • Total structure area: 2,774
  • Total interior livable area: 2,774 sqft

Property

Details

  • Parcel number: 89040.516001012004.01

Features

  • Levels: One and One Half
  • Stories: 2
  • Pool features: Above Ground
  • Patio & porch: Patio,Side Porch
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 0.83 Acres

Parking

  • Total spaces: 3
  • Parking features: Circular Driveway,Shared Driveway,Garage Faces Front,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Hail
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$320$3,840
Property Taxes $162$1,944
Electricity $211$2,541
Total$2,589$31,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,765/yr
40% on housing$77,670/yr
45% on housing$69,040/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 65674$70
Polk County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 65674$160
Polk County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-04Price change$375,000
2026-01-23Listed for sale$395,000

For Sale by Agent

AgentJennifer Williams
BrokerageRealty ONE Group Grand

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