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1874 County Road 358, Fulton, MO, 65251

3beds
2baths
1,800sqft
$389,000
$216price/sqft
$2,644/moest. monthly cost
$105,760/yrincome needed

About This Home

Brand new construction offering thoughtful design, quality craftsmanship, and a rare level of detail. Located in Millersburg, MO, this home is just 15 minutes from Highway 63 and only 10 minutes from Old Hawthorne—providing peaceful living with easy access to Columbia. This four-sided brick home delivers an elevated exterior look while also offering added durability, lower utility costs, and excellent sound insulation—features rarely found in new construction. Inside, the home is loaded with smart and functional upgrades, including attic storage, under-cabinet lighting, and automatic lighting throughout. Electrical has been professionally installed for multiple TV locations, an infrared plug, and wiring for an exterior TV, making indoor and outdoor entertaining effortless.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

4/10
3/10
Fulton Middle SchoolGrades 6-810.4 mi
3/10
Fulton Sr. High SchoolGrades 9-1210.2 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Concrete Perimeter,Slab
  • Roof: ArchitecturalShingle

Other

  • Builder name: Starr

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Disposal,Dishwasher
  • Laundry features: Washer/Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Tub/Shower,Stand AloneShwr/MBR,Split Bedroom Design,Walk-In Closet(s),Kit/Din Combo,Wood Cabinets,Kitchen Island
  • Flooring: Tile,Vinyl
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0

Full Bathroom

  • Level: Main

Full Bathroom

  • Level: Main

Heating & Cooling

  • Heating features: High Efficiency Furnace,Forced Air,Natural Gas
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 1,800
  • Total interior livable area: 1,800 sqft

Property

Details

  • Parcel number: 0607.035.000000007.037

Features

  • Patio & porch: Concrete,Back,Covered
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 0.37 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather
Hail
Ice Storm
Wildfire

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$324$3,888
Property Taxes $213$2,556
Electricity $141$1,693
Total$2,644$31,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,651/yr
40% on housing$79,320/yr
45% on housing$70,506/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.1%
2.1%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -3.1%
-3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 65251$121
Callaway County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 65251$150
Callaway County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$399,900
2026-04-03Price change$409,900
2026-01-23Listed for sale$419,900

For Sale by Agent

AgentBrooke Sydenstricker McCarty
BrokerageWeichert, Realtors - House of Brokers

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