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120 Black Stilt Way, Summerville, SC, 29483

2beds
2baths
2,081sqft
$575,000
$276price/sqft
$3,712/moest. monthly cost
$148,480/yrincome needed

About This Home

Welcome to 120 Black Stilt Way, located in the 55+ active adult community of Cresswind at The Ponds. This brand-new, never-lived-in home is truly move-in ready and offers over 2,000 square feet of thoughtfully designed single-story living. This stunning ranch features an open-concept layout that seamlessly connects the kitchen, dining, and living areas -- creating an ideal space for both everyday living and entertaining. The gourmet kitchen is equipped with a gas cooktop, stainless steel hood and appliances, granite countertops, soft-close cabinets and drawers, under-cabinet lighting, and a large island with seating for four.The kitchen flows into the spacious living room, highlighted by a natural gas slate fireplace and abundant natural light, with direct access to the expansive screened-in porch. The primary suite is ideally positioned off the main living area and offers a generous walk-in closet along with a well-appointed ensuite bath featuring dual vanities and a zero-entry tiled shower. At the front of the home, a dedicated office with glass French doors provides the perfect flex space, complemented by a comfortable guest bedroom and full bath for visitors. Completing the home is the spacious laundry room, which includes a utility sink and new washer and dryer, with convenient access to the walk-in pantry and a built-in drop zone. Additional interior highlights include luxury vinyl plank flooring and craftsman trim throughout, plantation shutters, and custom window treatments, Positioned on a .19-acre corner lot at the entrance of a cul-de-sac, this home offers added privacy with HOA green space behind it. Full-yard irrigation is already in place, and lawn maintenance is included through the HOA. Living in Cresswind at The Ponds means enjoying a low-maintenance lifestyle with access to a resident-exclusive clubhouse, fitness center, resort-style pool, pickleball and tennis courts, bocce, and an active social calendar. As part of The Ponds master-planned community, homeowners also enjoy miles of wooded trails, preserved green space, ponds, and unique gathering spaces all just minutes from downtown Summerville's shops and dining, with Charleston's beaches and historic district within easy reach.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Sand Hill ElementaryGrades PK-51.5 mi
4/10
Gregg Middle SchoolGrades 6-83.2 mi
6/10
Summerville High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Architectural
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling - Smooth,Tray Ceiling(s),High Ceilings,Kitchen Island,Walk-In Closet(s),Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Pantry
  • Window features: Window Treatments
  • Flooring: Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room,One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,081
  • Total interior livable area: 2,081 sqft

Property

Details

  • Special condition: 10 Yr Warranty,55+ Community

Features

  • Levels: One
  • Stories: 1
  • Entry location: Ground Level
  • Patio & porch: Patio,Front Porch,Screened
  • Exterior features: Lawn Irrigation,Rain Gutters
  • Spa features: Community

Lot

  • Lot size: 8,276 sqft
  • Features: 0 - .5 Acre

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Cold Wave
Earthquake
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Dorchester County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$314$3,768
Property Taxes $287$3,444
Electricity $204$2,449
Total$3,712$44,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,268/yr
40% on housing$111,360/yr
45% on housing$98,986/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$276This listing

vs Other Active Listings

Avg $/sqft

ZIP 29483$191
Dorchester County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 29483$200
Dorchester County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for rent$2,500
2026-04-29Listing removed$2,500
2026-04-25Listed for sale$575,000
2026-04-22Listing removed$599,000
2026-03-23Price change$599,000
2026-03-19Price change$2,500
2026-03-06Price change$2,600
2026-02-27Price change$625,000
2026-02-13Listed for sale$635,000
2026-01-23Listed for rent$2,700

For Sale by Agent

AgentJon Cuty
BrokerageBHHS Carolina Sun Real Estate

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