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1039 Shoal Creek Rd, Arab, AL, 35016

3beds
3baths
1,627sqft
$349,900
$215price/sqft
$2,386/moest. monthly cost
$95,440/yrincome needed

About This Home

Under Construction- 3 Bedroom 2.5 Bath Craftsmen style home conveniently located to Arab city limits, and a short drive to Huntsville, or Guntersville! Main area inside features spacious kitchen, and living room area. Granite countertops, walk in tile shower in the master/ double vanity, large walk in master closet with built ins. Large utility room, All new Stainless Steel appliances in kitchen, with large granite island! Do not miss out on this opportunity!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

4/10
Grassy Elementary SchoolGrades PK,3-51.2 mi
3/10
Brindlee Mt High SchoolGrades 6-123.6 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2025

Other

  • Builder name: GREEN CONTRACTING LLC

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: 9’ Ceiling,Ceiling Fan(s),Crown Molding,Smooth Ceiling,Wood Floor
  • Level: First
  • Area: 132

Bedroom3

  • Features: 9’ Ceiling,Ceiling Fan(s),Crown Molding,Smooth Ceiling,Wood Floor,Built-in Features
  • Level: First
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Open Floorplan
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 1,Natural Gas
  • Cooling features: Central 1,Electric

Interior Area

  • Total interior livable area: 1,627 sqft

Kitchen

  • Features: 9’ Ceiling,Crown Molding,Eat-in Kitchen,Granite Counters,Kitchen Island,Smooth Ceiling,Wood Floor
  • Level: First
  • Area: 182

Laundry Room

  • Features: 9’ Ceiling,Crown Molding,Recessed Lighting,Smooth Ceiling,Tile,Built-in Features
  • Level: First
  • Area: 42

Living Room

  • Features: 10’ + Ceiling,Ceiling Fan(s),Crown Molding,Recessed Lighting,Smooth Ceiling,Vaulted Ceiling(s),Wood Floor
  • Level: First
  • Area: 315

Property

Details

  • Parcel number: 0603080000008032

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered

Lot

  • Lot size: 0.40 Acres
  • Lot size dimensions: 91 x 191

Parking

  • Parking features: Garage-Two Car,Garage-Attached,Garage Faces Front

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$290$3,480
Property Taxes $87$1,044
Electricity $240$2,881
Total$2,386$28,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,805/yr
40% on housing$71,580/yr
45% on housing$63,626/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$215This listing

vs Other Active Listings

Avg $/sqft

ZIP 35016$137
Marshall County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 35016$149
Marshall County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$349,000
2026-04-17Price change$349,900
2026-04-02Price change$349,000
2026-01-23Listed for sale$349,900

New Construction

AgentCole Carver
BrokerageRe/Max Guntersville

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