402 Church St, Crestview, FL, 32539
About This Home
Ownership made easy at 402 Church Street. This charming Florida cottage is perfectly situated on a private corner lot, offering a rare blend of character and modern convenience. It is an ideal find for anyone looking to downsize into a manageable, easy-care space or for an investor seeking a move-in-ready asset in a high-demand area. The location is a standout, placing you right at the heart of Crestview's main corridors. With Highway 85, Highway 90, and I-10 just moments away, commuting to local employers or enjoying a day at the coast is effortless. You are also just minutes from the city's best shopping and dining. This home offers a unique opportunity to own a versatile, centrally located property that is as practical as it is inviting.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Construction Complete
- Year built: 1956
Materials
- Foundation: Foundation Off Grade
- Roof: Composition
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Florida Cottage
- Property subType: Single Family Residence
Interior
Bathroom
- Level: First
- Area: 11.7
- Dimensions: 4.5 x 2.6
Bedroom
- Level: First
- Area: 105.6
- Dimensions: 11 x 9.6
Bedroom
- Level: First
- Area: 105.6
- Dimensions: 11 x 9.6
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Carpet
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Window Unit(s),Ceiling Fan(s)
Interior Area
- Total structure area: 744
- Total interior livable area: 744 sqft
Kitchen
- Level: First
- Area: 121
- Dimensions: 11 x 11
Living Room
- Level: First
- Area: 184.8
- Dimensions: 16.8 x 11
Property
Details
- Parcel number: 083N23074300140070
- Zoning description: Resid Single Family
Features
- Stories: 1
- Patio & porch: Porch
Lot
- Lot size: 6,534 sqft
- Features: Corner Lot
- Lot size dimensions: 140 x 50
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Tornado
- Cold Wave
- Heat Wave
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Okaloosa County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $404 | $4,848 |
| Home Insurance * | $43 | $516 |
| Property Taxes | $39 | $468 |
| Electricity | $197 | $2,366 |
| Total | $683 | $8,196 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-14 | Pending sale | $79,900 |
| 2026-04-20 | Price change | $79,900 |
| 2026-03-23 | Price change | $89,900 |
| 2026-01-12 | Listed for sale | $99,900 |
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