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4741 Stayton Ferry Loop, Columbia, MO, 65201

5beds
3baths
3,200sqft
$724,900
$227price/sqft
$4,807/moest. monthly cost
$192,280/yrincome needed

About This Home

Welcome to elevated lakefront living in this exceptional walk-out home in The Brooks, built by Putnam Construction and perfectly positioned for privacy on a premier waterfront lot. Natural light pours through a wall of windows as you enter highlighting 11 ft ceilings and a dramatic stone fireplace. These details along with the custom metal railing really make this home visually sharp. The open living space flows into the kitchen with quart countertops, gas range, and a hidden walk in pantry. Wake up to water views in the serene primary suite featuring a custom tiled shower, dual vanities, and a spacious walk in closet. The lower level is designed for entertaining with a wet bar, additional bedrooms, ample storage, and a covered patio overlooking the water! Schedule your tour today.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

4/10
5/10
Oakland Middle SchoolGrades 6-83.8 mi
3/10
Muriel Battle High SchoolGrades PK,9-123.2 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter

Other

  • Builder name: Putnam Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Disposal,Dishwasher
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • High Speed Internet,Tub/Shower,Stand AloneShwr/MBR,Split Bedroom Design,Walk-In Closet(s),Wet Bar,Smart Thermostat,Kit/Din Combo,Cabinets-Custom Blt,Kitchen Island,Quartz Counters
  • Flooring: Carpet,Concrete,Laminate,Tile
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,385

Full Bathroom

  • Level: Main

Full Bathroom

  • Level: Lower

Full Bathroom

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 3,200
  • Total interior livable area: 3,200 sqft

Property

Details

  • Parcel number: 000000000000000000000
  • Zoning description: R-1 One- Family Dwelling*
  • Other equipment: Radon Mit Ready

Features

  • Patio & porch: Covered,Concrete,Back,Deck,Front Porch
  • On waterfront: Yes

Lot

  • Lot size: 0.27 Acres
  • Features: Cleared,Level,Rolling Slope

Parking

  • Total spaces: 3
  • Parking features: Attached,Paved
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$403$4,836
Property Taxes $495$5,940
Electricity $244$2,932
Total$4,807$57,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,811/yr
40% on housing$144,210/yr
45% on housing$128,186/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 65201$211
Boone County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 65201$191
Boone County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$738,500
2026-01-29Listed for sale$739,900

For Sale by Agent

AgentKindel Putnam
BrokerageIron Gate Real Estate

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