780 Northern Acres Dr, Ladoga, IN, 47954
About This Home
This beautiful NEW Construction 4-bedroom, 2-full-bath ranch offers 1548 square feet of open-concept living on a peaceful .73 acre lot in a quiet South Montgomery County town. The exterior features warm cedar accents and a two-car attached garage, giving the home great curb appeal. Inside, you'll find raised ceilings that create a bright, spacious feel throughout the main living areas. The kitchen is both stylish and functional with quartz countertops, a pantry with pull-out shelves, and a charming breakfast nook that flows seamlessly into the living space - perfect for everyday living or entertaining. The primary suite includes a private en suite bath with a walk-in shower and a generous walk-in closet. Three additional bedrooms provide flexibility for guests, home office space, or hobbies. A rare and impressive feature is the exceptionally accessible crawlspace, complete with a full door entry, stairs, tall ceilings, and lighting - offering outstanding storage and ease of access. Enjoy quiet country living with modern comforts in this well-designed NEW ranch home.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Block
- Construction materials: Cedar,Vinyl Siding
Other
- Builder name: Fairfield Const
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,MicroHood,Electric Oven,Refrigerator,Water Heater
- Laundry features: Main Level
Bedroom2
- Level: Main
- Area: 120
- Dimensions: 12x10
Bedroom3
- Level: Main
- Area: 90
- Dimensions: 10x9
Bedroom4
- Level: Main
- Area: 81
- Dimensions: 9x9
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 4
Breakfast Room
- Features: Luxury Vinyl Plank
- Level: Main
- Area: 72
- Dimensions: 9x8
Dining Room
- Features: Luxury Vinyl Plank
- Level: Main
- Area: 150
- Dimensions: 15x10
Features
- Attic Pull Down Stairs,High Ceilings,Ceiling Fan(s),High Speed Internet,Pantry,Walk-In Closet(s)
- Attic: Pull Down Stairs
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,548
- Total interior livable area: 1,548 sqft
Kitchen
- Features: Luxury Vinyl Plank
- Level: Main
- Area: 154
- Dimensions: 14x11
Laundry
- Features: Luxury Vinyl Plank
- Level: Main
- Area: 36
- Dimensions: 6x6
Living Room
- Features: Luxury Vinyl Plank
- Level: Main
- Area: 234
- Dimensions: 18x13
Master Bedroom
- Level: Main
- Area: 168
- Dimensions: 14x12
Property
Details
- Parcel number: 541618112006025009
- Horse amenities: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Deck
Lot
- Lot size: 0.73 Acres
- Features: Access
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Winter Weather
- Drought
- Hail
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,436 | $17,232 |
| Home Insurance * | $180 | $2,160 |
| Property Taxes | $151 | $1,812 |
| Electricity | $184 | $2,212 |
| Total | $1,951 | $23,412 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Price change | $285,000 |
| 2026-03-31 | Price change | $289,999 |
| 2026-01-23 | Listed for sale | $299,900 |
View on Zillow