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121 N 4th Avenue Unit A, Kure Beach, NC, 28449

4beds
4baths
2,224sqft
$725,000
$326price/sqft
$4,326/moest. monthly cost
$173,040/yrincome needed

About This Home

Welcome to coastal living at its finest in this fully furnished, spacious 4-bedroom, 4-bath condo/townhouse-style home just three short blocks from the beach and downtown Kure Beach. Thoughtfully designed across multiple levels, this home offers flexibility, comfort, and strong rental potential. The first floor features a large bedroom with a full bath, perfect for guests or main-level living. The second floor is the heart of the home, showcasing a large open living room, generous kitchen, oversized dining area, and one additional bedroom with a full bath--ideal for guests or flexible living arrangements. The top floor offers two bedrooms, including the primary suite with peekaboo ocean views and a private patio, a perfect spot to enjoy coastal breezes and beautiful sunrises. Beautiful upgrades include stainless steel appliances, granite countertops, open-concept stairs, plantation shutters, and large windows that fill the home with natural light. The property is offered fully furnished, making it move-in ready or an easy transition into a successful summer rental. Additional highlights include a metal roof, vinyl siding, hurricane shutters, and three separate HVAC units (replaced in 2015)--one for each floor with zone control--along with a high-efficiency water heater for comfort and peace of mind. A charming covered back patio provides another great space for outdoor entertaining. Located out of a flood zone and just minutes from the Kure Beach Fishing Pier, restaurants, park, pickleball and tennis courts, baseball fields, disc golf, and dog park, this home offers the perfect blend of coastal lifestyle, convenience, and worry-free ownership.

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

7/10
7/10
Charles P Murray MiddleGrades 6-86.9 mi
5/10
Eugene Ashley HighGrades 9-127.0 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Other,Pilings
  • Roof: Metal
  • Construction materials: Wood Frame,See Remarks

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Cooktop,Built-In Microwave,Water Softener,Washer,Refrigerator,Dryer,Double Oven,Dishwasher
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Vaulted Ceiling(s),High Ceilings,Ceiling Fan(s),Blinds/Shades
  • Flooring: LVT/LVP,Carpet,Tile

Heating & Cooling

  • Heating features: Heat Pump,Electric,Forced Air
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,224
  • Total interior livable area: 2,224 sqft

Master Bedroom

  • Level: Third

Property

Details

  • Parcel number: R09213011010001
  • Zoning: RA-2
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Pool features: None
  • Patio & porch: Covered,Deck,Porch,Balcony
  • Exterior features: Shutters - Board/Hurricane,Outdoor Shower
  • Fencing: Privacy,Partial
  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 2200 - 2399

Lot

  • Features: See Remarks

Parking

  • Parking features: Other,Concrete,Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Ice Storm
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in New Hanover County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$122$1,464
Property Taxes $332$3,984
Electricity $207$2,485
Total$4,326$51,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$148,320/yr
40% on housing$129,780/yr
45% on housing$115,360/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$326This listing

vs Other Active Listings

Avg $/sqft

ZIP 28449$476
New Hanover County$308

vs Homes Sold Last Month

Median $/sqft

ZIP 28449$376
New Hanover County$260

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-27Price change$739,000
2026-03-05Price change$749,000
2026-02-05Listed for sale$759,000

For Sale by Agent

AgentJeanette J Egerer
BrokerageBlueCoast Realty Corporation

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