86579 Oar Row N, Yulee, FL, 32097
About This Home
What's Special: Cul-de-Sac Lot | White Cabinets | Covered Extended Lanai | Dedicated Study | Larger Backyard. New Construction - September Completion! Built by America's Most Trusted Home Builder. Welcome to the Luzon at 86579 Oar Row North in Headwaters at Loftin Creek. Designed for a relaxed Florida lifestyle, this flexible home offers open first floor living with a bright great room, a kitchen with an island, casual dining space, and a dedicated study. A private bedroom and bathroom downstairs create a comfortable space for overnight guests, while the primary suite and laundry room are tucked upstairs. An upstairs game room keeps everyday clutter out of sight, leaving the main living areas calm and inviting. Enjoy sunny afternoons and warm evenings on the extended covered lanai. Headwaters at Loftin Creek offers wooded surroundings, planned amenities, and easy access to Amelia Island beaches, shopping, and major roadways. Additional highlights include: pocket sliding glass door to extended covered lanai with rough-in plumbing for a future outdoor kitchen, gourmet kitchen, shower at first floor bathroom, dedicated study. Photos are for representative purposes only. MLS#114874
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Under Construction
- New construction: Yes
- Year built: 2026
Materials
- Roof: Shingle
- Construction materials: Frame
Other
- Builder name: Taylor Morrison
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Some Gas Appliances,Dishwasher,Disposal,Microwave,Oven,Stove
Bedroom
- Level: Upper
- Dimensions: 11X13
Bedroom
- Level: Upper
- Dimensions: 14X12
Bedroom
- Level: Upper
- Dimensions: 15X12
Bedroom
- Level: Lower
- Dimensions: 12x12
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Features
- Window Treatments
- Window features: Vinyl,Blinds
Great Room
- Level: Lower
- Dimensions: 19X16
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 3,187
- Total interior livable area: 3,187 sqft
Kitchen
- Level: Lower
Master Bathroom
- Level: Upper
Master Bedroom
- Level: Upper
- Dimensions: 14X16
Office
- Level: Lower
- Dimensions: 11X11
Property
Details
- Parcel number: 513N27070000690000
- Zoning: R-1
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Pool features: Community
- Patio & porch: Brick,Covered,Patio
- Exterior features: Sprinkler/Irrigation
Lot
- Lot size: 0.27 Acres
- Lot size dimensions: 11675
Parking
- Total spaces: 3
- Parking features: Three Car Garage,Three or more Spaces,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Nassau County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,286 | $39,432 |
| Home Insurance * | $354 | $4,248 |
| Property Taxes | $395 | $4,740 |
| Electricity | $320 | $3,848 |
| Total | $4,355 | $52,260 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-10 | Price change | $650,189 |
| 2026-01-24 | Listed for sale | $642,439 |
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