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92-8362 Pineapple Pkwy, Captain Cook, HI, 96704

--beds
0baths
--sqft
$110,000
--price/sqft
$1,019/moest. monthly cost
$40,760/yrincome needed

About This Home

Perched on a full acre with sweeping ocean views toward South Point, this brand-new, never-lived-in 1-bed/1-bath cabin offers simple, efficient island living with a well-built, cozy feel. Constructed post-and-pier with solid hurricane strapping, the home features an open-beam ceiling, luxury vinyl floors and walls that are scratch-resistant and waterproof, and thoughtful use of storage with no space wasted. Solid wood interior wall at TV locations provide easy & secure wall-mounting, while stylish brick veneer accents add warmth and character in the kitchen. The kitchen is inviting with butcher-block countertops, a center island, solid plywood cabinetry, and a large stainless steel sink—perfect for everyday living. Step out onto the lanai and enjoy ocean views from the drink rail, ideal for morning coffee or sunset unwinding. Built without permits, this home is off-grid ready and includes a 4700-watt generator, new water pump, new instant hot water heater, and a new wall-mounted propane heater. Solar panels, charge controller, and an inverter will be provided prior to closing. Water is supplied via a 300-gallon water cube, with a cesspool in place. An enclosed laundry room and covered rubbish/recycling storage add practical convenience. A red cinder driveway completes the setting, enhancing the classic island cabin vibe. Brand new, solidly built, and designed for easy living—this is a great opportunity to enjoy the views and simplicity in Kaʻū. Convenience is key, with essential amenities just a short drive away. Down the hill you’ll find gas stations, grocery stores, shopping centers, a hardware store, propane/rental services, local restaurants, a Post Office, and an auto parts store — making daily living easy and accessible.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

2/10
Naalehu Elementary SchoolGrades PK-611.2 mi
1/10
Ke Kula O EhunuikaimalinoGrades PK-1229.4 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Property

Details

  • Parcel number: 3921230490000
  • Zoning: A-1A
  • Special condition: Fee Simple,Standard

Features

  • Has view: Yes
  • View description: Coastline,Ocean,Ocean Horizon,Sunrise,Sunset
  • Has water view: Yes
  • Water view: Ocean
  • Topography of land: Fairly Level,Terraced

Lot

  • Lot size: 1 Acres
  • Features: Cleared,Interior Lot,Rocky

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Lightning
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $556$6,672
Home Insurance *$57$684
Property Taxes $32$384
Electricity $374$4,497
Total$1,019$12,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$34,937/yr
40% on housing$30,570/yr
45% on housing$27,173/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 96704$355
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96704$384
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-25Listed for sale$130,000

For Sale by Agent

AgentEric D. McDermott
BrokerageH. Mc Kee Realty, Inc.

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