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2624 Edgewater Dr, Niceville, FL, 32578

4beds
5baths
4,515sqft
$1,099,000
$243price/sqft
$8,064/moest. monthly cost
$322,560/yrincome needed

About This Home

*Sellers contribution of $20,000 toward closing costs and upgrades.* Welcome to 2624 Edgewater Drive in Niceville's Rocky Bayou on the Bayou community. Situated on .60 acres beneath mature oak trees, this property offers privacy, space, and access to a bayfront community lot with a short walk to the park. Outdoor living shines with a screened 40,000-gallon pool, multiple deck areas, koi pond, rose garden, and a spacious Florida room featuring a built-in custom indoor hot tub. Inside, hardwood floors, custom shutters, and fully customized closets with built-in cabinetry throughout complement the open layout. The kitchen features Viking and Sub-Zero appliances. The primary suite includes a spa-like bath with hair washing station and dual shower heads. Upgrades include a new roof, updated AC and duct system, solar panels, and whole-home Generac generator. Heated/cooled basement (not in 4,515 sq ft)--ideal for a theater, game room, or man cave.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

10/10
9/10
7/10

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 1992

Materials

  • Foundation: Slab,Foundation Off Grade
  • Roof: Shingle
  • Construction materials: Brick,Masonite

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Microwave,Double Oven,Range Hood,Refrigerator,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bedroom

  • Level: Second
  • Area: 187
  • Dimensions: 17 x 11

Bedroom

  • Level: Second
  • Area: 156
  • Dimensions: 13 x 12

Bedroom

  • Level: Second
  • Area: 208
  • Dimensions: 16 x 13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Dining Room

  • Level: First
  • Area: 195
  • Dimensions: 15 x 13

Family Room

  • Level: First
  • Area: 384
  • Dimensions: 24 x 16

Features

  • Breakfast Bar,Bookcases,Cathedral Ceiling(s),Crown Molding,Vaulted Ceiling(s),Kitchen Island,Pantry,Split Bedroom,Wet Bar
  • Window features: Double Pane Windows,Window Treatments
  • Flooring: Hardwood,Tile
  • Fireplace features: Gas,Fireplace 2+
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Common walls with other units/homes: No Common Walls

Foyer

  • Level: First
  • Area: 132
  • Dimensions: 12 x 11

Garage

  • Level: First
  • Area: 704
  • Dimensions: 32 x 22

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 4,515
  • Total interior livable area: 4,515 sqft

Kitchen

  • Level: First
  • Area: 300
  • Dimensions: 20 x 15

Master Bathroom

  • Level: First
  • Area: 252
  • Dimensions: 21 x 12

Master Bedroom

  • Level: First
  • Area: 299
  • Dimensions: 23 x 13

Office

  • Level: First
  • Area: 208
  • Dimensions: 16 x 13

Sun Room

  • Level: First
  • Area: 336
  • Dimensions: 24 x 14

Workshop

  • Level: First
  • Area: 456
  • Dimensions: 24 x 19

Property

Details

  • Parcel number: 101S222831000F0030
  • Zoning description: City, Deed Restrictions, Resid Single Family

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Pool - Enclosed
  • Patio & porch: Deck
  • Exterior features: Private Yard,Outdoor Shower,Sprinkler System
  • Fencing: Partial

Lot

  • Lot size: 0.60 Acres
  • Lot size dimensions: IRREGULAR

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Oversized
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,557$66,684
Home Insurance *$974$11,688
Property Taxes $1,079$12,948
Electricity $454$5,452
Total$8,064$96,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$276,480/yr
40% on housing$241,920/yr
45% on housing$215,040/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 32578$258
Okaloosa County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 32578$245
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$1,199,000
2026-04-29Price change$1,225,000
2026-04-06Price change$1,285,000
2026-03-26Listed for sale$1,399,000
2014-04-17Sold$540,000
2014-01-09Price change$574,000
2013-10-15Listed for sale$599,900
2009-12-03Sold$670,000

For Sale by Agent

AgentAsh B Caswell
BrokerageAsh Caswell and Company

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