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90 Pea Ridge Road, Lincoln, ME, 04457

2beds
1baths
864sqft
$180,000
$208price/sqft
$1,412/moest. monthly cost
$56,480/yrincome needed

About This Home

Tucked away in the recreational heart of Chester, this well cared for chalet style home at 91 Pea Ridge Road offers comfort, functionality, and the benefits of low-tax living. Known for its peaceful setting and outdoor lifestyle, Chester is a favorite for those seeking privacy without sacrificing access to Maine's four-season recreation. The home features two bedrooms and one full bath, with a warm and inviting layout that has been thoughtfully maintained over the years. An attached two-car garage provides direct entry into the home, making everyday living convenient in all seasons. Adding even more versatility is an additional one-car garage attached to the rear of the property—ideal for storing recreational equipment, tools, or vehicles. Outside, the well-manicured lawn creates a pleasant setting for relaxing or entertaining, while a charming barn-style shed offers extra storage or potential space for small farm animals. The property is serviced by private utilities and is designed for easy, efficient living. Located in a highly desirable recreational area, this property offers close proximity to hunting, fishing, ATV trails, and snowmobile routes, making it an excellent year-round base for outdoor enthusiasts. Whether you're looking for a full-time residence, a seasonal retreat, or a manageable getaway in a low tax town, this chalet delivers a rare combination of comfort, storage, and location. A well maintained home in a sought after recreational community, ready to be enjoyed from day one.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

4/10
Ella P Burr SchoolGrades PK-32.9 mi
6/10
2/10
Mattanawcook AcademyGrades 9-122.8 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Poured Concrete
  • Roof: Metal
  • Construction materials: Wood Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Electric Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Partial

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Bonus Room

  • Level: First

Features

  • Bathtub
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 864

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 864
  • Total interior livable area: 864 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Zoning: Residential

Lot

  • Lot size: 2.30 Acres
  • Features: Level,Open Lot

Parking

  • Total spaces: 3
  • Parking features: Paved,5 - 10 Spaces
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Maine Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $910$10,920
Home Insurance $92$1,104
Property Taxes $166$1,992
Electricity $244$2,930
Total$1,412$16,944

Income You'd Need if You Spent...

35% on housing$48,411/yr
40% on housing$42,360/yr
45% on housing$37,653/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 7.7%
7.7%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 04457$119
Penobscot County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 04457$155
Penobscot County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-22Price change$194,900
2026-01-25Listed for sale$199,900

For Sale by Agent

AgentBobbi Lyn Tidswell
BrokerageAcres Away, Inc.

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