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405 Heartleaf Drive, Lampasas, TX, 76550

--beds
--baths
0sqft
$254,990
--price/sqft
$1,914/moest. monthly cost
$76,560/yrincome needed

About This Home

Welcome to Cross Timber Ranch in Burnet County, ideally located between Burnet and Lampasas, Texas. This stunning 10.4-acre tract offers the perfect setting to build your dream home, vacation retreat, barndominium, or weekend getaway cabin. The property is heavily wooded with mature oak and elm trees, providing privacy, shade, and natural beauty. Improved access at the entry and electricity available make development easy and convenient. Situated within a gated, high-fence community, residents enjoy abundant exotic and native wildlife, including Red Stag, Axis Deer, Aoudad, White-Tailed Deer, Blackbuck Antelope, and Wild Turkey. Take advantage of low property taxes with an existing agricultural exemption. The annual grazing association fee is $912 per tract. Conveniently located just a short drive to an 18-hole golf course and local wineries, this property offers the perfect blend of Hill Country tranquility and nearby amenities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
6/10
Lampasas Middle SchoolGrades 6-87.2 mi
6/10
Lampasas High SchoolGrades 9-126.5 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Interior

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 012101

Features

  • Fencing: None
  • Has view: Yes
  • View description: Hill Country
  • Waterfront features: No

Lot

  • Lot size: 10.40 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Heat Wave
Inland Flooding
Lightning
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,289$15,468
Home Insurance *$188$2,256
Property Taxes $199$2,388
Electricity $238$2,859
Total$1,914$22,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,622/yr
40% on housing$57,420/yr
45% on housing$51,040/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 76550$278
Burnet County$388

vs Homes Sold Last Month

Median $/sqft

ZIP 76550$163
Burnet County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-25Listed for sale$259,990

For Sale by Agent

AgentJames E Banks
BrokerageShipley Ranches

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