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8347 Harrison St, Bay Saint Louis, MS, 39520

1beds
1baths
340sqft
$79,900
$235price/sqft
$747/moest. monthly cost
$29,880/yrincome needed

About This Home

Charming 1-bedroom, 1-bath cottage ideally located near beaches and casinos, perfect for vacationing, a weekend getaway, or long-term use. Enjoy a small fenced-in backyard, garden beds, ideal for relaxing outdoors, plus a convenient utility shed for extra storage. A cozy retreat close to all the action.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
6/10
Hancock Middle SchoolGrades 6-85.8 mi
8/10
Hancock High SchoolGrades 9-125.6 mi

Construction

Condition

  • Property condition: Existing Home
  • Year built: 2007

Materials

  • Foundation: Block
  • Roof: Architectural
  • Construction materials: Sheetrock

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Dryer,Electric Range,Refrigerator,Washer
  • Laundry features: Other

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • None
  • Flooring: Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Other
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 340
  • Total interior livable area: 340 sqft

Property

Details

  • Parcel number: 163D006708.000
  • Other equipment: Satellite Dish

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch
  • Fencing: Wood
  • Waterfront features: None

Lot

  • Lot size: 5,662 sqft
  • Features: City Lot

Parking

  • Total spaces: 1
  • Parking features: 1 Car
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Hancock County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$108$1,296
Property Taxes $43$516
Electricity $192$2,304
Total$747$8,964
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$25,611/yr
40% on housing$22,410/yr
45% on housing$19,920/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.4%
3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 39520$175
Hancock County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 39520$180
Hancock County$161

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-23Price change$79,900
2026-01-26Listed for sale$99,000

For Sale by Agent

AgentChelsea Brandon
BrokerageThe Real Estate Company, LLC

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