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249.5 Halladay St #A, Jersey City, NJ, 07304

3beds
3baths
1,674sqft
$799,000
$477price/sqft
$5,616/moest. monthly cost
$224,640/yrincome needed

About This Home

NEW CONSTRUCTION! Welcome to this beautifully crafted new construction duplex condominium home, designed with elegance, functionality, and style in mind. Nestled in a highly desirable neighborhood, this residence offers luxury living with top-tier finishes throughout. Step inside to find wide plank white oak engineered hardwood floors that flow seamlessly across the open-concept layout. The custom two-toned cabinetry with sleek gold channel detailing, quartz countertops, and high-end stainless steel appliances create a modern chef’s kitchen that’s as stunning as it is functional. Enjoy recessed and custom lighting throughout, enhancing the home’s warm, neutral palette. Each bathroom is thoughtfully designed with designer porcelain tiles, floating wood vanities, and frameless LED mirrors, offering spa-like tranquility. The half bath features striking mosaic tilework for an added touch of sophistication. Retreat outdoors to your private, fenced-in backyard, complete with a unique stone and rock patio as well as a lush green lawn—the perfect setting for relaxing or entertaining. Additional features include central air conditioning, in-unit laundry, high ceilings and oversized solid wood doors throughout. Located in the heart of Bergen-Lafayette, you’re only minutes away from Liberty State Park with sweeping waterfront views of NYC as well as easy access to transportation via the light rail direct to PATH trains or Ferry. This emerging neighborhood boasts a vibrant mix of trendy restaurants, coffee shops and eclectic boutiques. Its streets are lined with a fusion of modern architecture and repurposed historic buildings, creating a unique and dynamic atmosphere. The community is diverse, attracting young professionals and artists alike, contributing to a lively and evolving local scene. This home offers the perfect blend of modern luxury and everyday convenience. Don’t miss the opportunity to make this exceptional property your new home. 5 year tax abatement and 10 year home warranty included! 1 year pre-paid parking may be available. No stairs into unit. Bergen-Lafayette has the most growth potential in Jersey City right now - Invest here today before it's too late!

Getting Around

83
WalkingVery Walkable
67
TransitGood Transit
67
BikeBikeable

Schools

6/10
6/10
Number 4 Middle SchoolGrades 6-80.8 mi
1/10
Lincoln High SchoolGrades 9-120.5 mi

Construction

Materials

  • Construction materials: Brick,Shingle Siding

Type & Style

  • Home type: Condo
  • Architectural style: Multi Level
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer/Dryer,Gas Oven

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • 1 Other Room
  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,674
  • Total interior livable area: 1,674 sqft

Property

Details

  • Other equipment: Intercom
  • Exclusions: All personal property.

Lot

  • Features: Private Backyard

Parking

  • Parking features: 1 Car,See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$345$4,140
Property Taxes $1,038$12,456
Electricity $193$2,318
Total$5,616$67,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$192,548/yr
40% on housing$168,480/yr
45% on housing$149,760/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$477This listing

vs Other Active Listings

Avg $/sqft

ZIP 07304$386
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07304$412
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-16Price change$799,000
2026-05-12Listed for sale$825,000
2026-02-20Listing removed$875,000
2026-01-26Listed for sale$875,000

For Sale by Agent

AgentCHRISTINE AYUBI
BrokerageCORCORAN SAWYER SMITH

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