See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

75 Fm 1514 Rd, Coldspring, TX, 77331

1beds
1baths
500sqft
$82,500
$165price/sqft
$804/moest. monthly cost
$32,160/yrincome needed

About This Home

Think affordable living/retail space or in a small town, right in the middle of small town life. Coldspring is a small town about 30 minutes from Livingston with close access to Lake Livingston. A small town vibe where the hustle of big city living has not intervened. The town square is a bustle of activity from every day business to special events on the weekends. The property is 500 Square feet currently with a half bath and will need a buyers special touch in renovating to bring it to life. Uses include retail, food, office space or residential living. Permits and considerations from the county will be required. Buyer should do their diligence.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

5/10
2/10
3/10

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Block & Beam
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • All Bedrooms Down
  • Flooring: Wood

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 500
  • Total interior livable area: 500 sqft

Property

Details

  • Parcel number: 89002

Features

  • Stories: 1
  • Exterior features: Back Green Space
  • Fencing: None

Lot

  • Lot size: 2,413 sqft
  • Features: Other,0 Up To 1/4 Acre

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Inland Flooding
Strong Wind
Hurricane
Heat Wave
Ice Storm

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $417$5,004
Home Insurance *$85$1,020
Property Taxes $64$768
Electricity $238$2,859
Total$804$9,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,565/yr
40% on housing$24,120/yr
45% on housing$21,440/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.9%
-3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 77331$157
San Jacinto County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 77331
San Jacinto County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-06Price change$82,500
2026-01-12Listed for sale$89,500

For Sale by Agent

AgentDarla Nunley
BrokerageDesigned Realty Group

Similar Homes