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LOT 21 Oak Ridge Dr, Rocky Face, GA, 30740

--beds
--baths
--sqft
$15,000
--price/sqft
$309/moest. monthly cost
$12,360/yrincome needed

About This Home

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

4/10
Westside Elementary SchoolGrades PK-51.6 mi
9/10
Westside Middle SchoolGrades 6-81.5 mi
7/10
Northwest Whitfield County High SchoolGrades 9-125.7 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential Lots/Land,Single Family Residence

Property

Details

  • Parcel number: 1215005021

Features

  • Frontage length: 122
  • Topography of land: Sloping-Some

Lot

  • Lot size: 0.55 Acres
  • Features: Wooded-Mostly,Regular
  • Lot size dimensions: 122 x 194 x 135 x 181

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Winter Weather
Earthquake
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $75$900
Home Insurance *$7$84
Property Taxes $8$96
Electricity $219$2,637
Total$309$3,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$12,360/yr
35% on housing$10,594/yr
40% on housing$9,270/yr
45% on housing$8,240/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 30740$131
Whitfield County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 30740$192
Whitfield County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Price change$24,900
2026-01-26Listed for sale$32,000

For Sale by Agent

AgentCarol Houston
BrokerageRe/Max Select Realty
Phone770-891-5848
View on Zillow

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