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127 Martin Ridge Dr #7, Unionville, NC, 28110

4beds
4baths
3,327sqft
$725,000
$218price/sqft
$4,556/moest. monthly cost
$182,240/yrincome needed

About This Home

This is a new all brick home community in Unionville. Mcgee-Huntley, who has been building homes in Union County over 37 years, has developed this 16 home community for homeowners looking for an all brick home in the Unionville area of Union county. Martin Ridge is conveniently located approximately one mile north of the Monroe By-Pass on 601 north of Monroe. Our Ranch and Two story homes can come with just a flex room upstairs or with multiple bedrooms and a flex room.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

9/10
9/10
Piedmont Middle SchoolGrades 6-83.2 mi
7/10
Piedmont High SchoolGrades 9-123.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Fiberglass
  • Construction materials: Brick Full,Vinyl

Other

  • Builder model: Keningston
  • Builder name: Mcgee-Huntley

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Convection Oven,Dishwasher,Disposal,Electric Cooktop,Electric Oven,Electric Water Heater,Exhaust Fan,Exhaust Hood,Plumbed For Ice Maker,Self Cleaning Oven
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bedroom S

  • Features: Split BR Plan
  • Level: Main

Bedroom S

  • Features: Split BR Plan
  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 2

Bonus Room

  • Level: Upper

Dining Area

  • Features: Open Floorplan
  • Level: Main

Features

  • Pantry,Storage
  • Window features: Insulated Windows
  • Flooring: Carpet,Tile
  • Fireplace features: Den,Gas Vented,Living Room,Propane
  • Finished area below ground: 0
  • Finished area above ground: 3,327

Flex Space

  • Level: Upper

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 3,327
  • Total interior livable area: 3,327 sqft

Kitchen

  • Features: Kitchen Island,Open Floorplan
  • Level: Main

Laundry

  • Level: Main

Living Room

  • Features: Ceiling Fan(s),Open Floorplan
  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s),Split BR Plan
  • Level: Main

Property

Details

  • Parcel number: 09174090
  • Zoning: city
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Covered,Front Porch

Lot

  • Lot size: 1 Acres
  • Features: Cleared,Level

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$238$2,856
Property Taxes $344$4,128
Electricity $309$3,718
Total$4,556$54,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,205/yr
40% on housing$136,680/yr
45% on housing$121,493/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 28110$189
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28110$200
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-29Price change$725,000
2026-01-26Listed for sale$680,000

New Construction

AgentMitch Eudy
BrokerageRE/MAX Executive

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