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228 Lafitte Cres, Fort Walton Beach, FL, 32547

6beds
4baths
4,142sqft
$1,730,000
$418price/sqft
$11,556/moest. monthly cost
$462,240/yrincome needed

About This Home

Located on beautiful Cinco Bayou, with 6128 total sqft, 228 Lafitte Crescent offers a premier waterfront lifestyle with 120 feet of deep-water frontage and expansive water views. A beautiful dock with multiple boat lifts provides excellent access for boating and waterfront recreation. This spacious residence features 6 bedrooms and 3.5 baths, including upstairs primary bedrooms designed to capture the tranquil bayou setting. A newly renovated downstairs kitchen serves as the heart of the home and is ideal for entertaining. Outdoors, enjoy a resort-style pool and hot tub, complemented by beautiful seating and an expansive deck overlooking the water. The property also offers plenty of storage and an oversized workshop, perfect for hobbies, equipment, or additional workspace. This exceptional home blends comfort, functionality, and outstanding waterfront living in a highly desirable bayou setting.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

4/10
Wright Elementary SchoolGrades PK-50.6 mi
5/10

Construction

Condition

  • Property condition: Construction Complete,Renovated
  • Year built: 1976

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Washer
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: Second
  • Area: 143
  • Dimensions: 13 x 11

Bedroom

  • Level: Second
  • Area: 143
  • Dimensions: 13 x 11

Bedroom

  • Level: Second
  • Area: 128.7
  • Dimensions: 11.7 x 11

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Second
  • Area: 486.92
  • Dimensions: 28 x 17.4

Features

  • Central Vacuum,Breakfast Bar,Crown Molding,Vaulted Ceiling(s),Kitchen Island,Wet Bar
  • Window features: Plantation Shutters
  • Flooring: Tile
  • Fireplace features: Gas,Fireplace 2+
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Garage

  • Level: First
  • Area: 483
  • Dimensions: 23 x 21

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Gas,Ceiling Fan(s)

Interior Area

  • Total structure area: 4,142
  • Total interior livable area: 4,142 sqft

Master Bedroom

  • Level: First
  • Area: 354.75
  • Dimensions: 21.5 x 16.5

Master Bedroom

  • Level: Second
  • Area: 224.331
  • Dimensions: 12.9 x 17.4

Office

  • Level: First
  • Area: 143
  • Dimensions: 13 x 11

Property

Details

  • Parcel number: 112S240130000B0160
  • Zoning description: Resid Single Family

Features

  • Stories: 2
  • Private pool: Yes
  • Pool features: Heated,In Ground,Gunite
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Balcony,Boat Slip,Boatlift,Dock,Lawn Pump,Sprinkler System,Rain Gutters
  • Has spa: Yes
  • Spa features: Heated
  • Fencing: Partial
  • Has view: Yes
  • View description: Bayou
  • Has water view: Yes
  • Water view: Bayou
  • Waterfront features: Bayou

Lot

  • Lot size: 0.62 Acres
  • Lot size dimensions: 60 x 390 x 120 x 313

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,747$104,964
Home Insurance *$803$9,636
Property Taxes $1,590$19,080
Electricity $416$5,002
Total$11,556$138,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$396,205/yr
40% on housing$346,680/yr
45% on housing$308,160/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$418This listing

vs Other Active Listings

Avg $/sqft

ZIP 32547$182
Okaloosa County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 32547$216
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Price change$1,799,745
2026-02-26Price change$1,799,750
2026-01-29Listed for sale$1,850,000
2018-10-19Sold$750,000
2018-08-24Pending sale$789,900
2018-07-03Listed for sale$789,900

For Sale by Agent

AgentVinnie Chulk
BrokerageColdwell Banker Realty

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