1427 Wharf Hill Dr, Smithfield, VA, 23430
About This Home
The Waverly is a five-bedroom, four-and-a-half-bath home with a large formal dining room, spacious family room, kitchen with island and pantry, home office, and first-floor guest suite with a full bath, and a covered rear porch that spans almost the entire back of the home. The second floor features an oversized loft, the primary bedroom with two closets and a private bath, a Jack and Jill bath between bedrooms two and three, and bedroom four features its own bath. Options include an extended covered rear porch or a screen porch, a designer kitchen, an additional, private living area adjacent to the guest suite, and a bonus room instead of the loft. Mallory Pointe will have 2 future pools and 2 clubhouses, and trails
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Slab
- Roof: Asphalt Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Electric Range,Tankless Water Heater,Gas Water Heater
- Laundry features: Dryer Hookup,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Features
- Primary Sink-Double,Walk-In Closet(s),Ceiling Fan(s),Entrance Foyer,In-Law Floorplan,Pantry
- Flooring: Carpet,Ceramic Tile,Laminate/LVP,Vinyl,Wood
- Number of fireplaces: 1
- Fireplace features: Fireplace Gas-natural
- Fireplace: Yes
- Attic: Pull Down Stairs
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total interior livable area: 3,738 sqft
Property
Details
- Parcel number: 22T01090
- Zoning: RES
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Porch
- Fencing: None
- Has view: Yes
- View description: Trees/Woods
- Waterfront features: Not Waterfront
Lot
- Lot size: 10,846 sqft
- Features: Corner
Parking
- Total spaces: 3
- Parking features: Garage Att 3+ Car,Driveway,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Winter Weather
- Hurricane
- Heat Wave
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Virginia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,620 | $43,440 |
| Home Insurance * | $252 | $3,024 |
| Property Taxes | $462 | $5,544 |
| Electricity | $360 | $4,320 |
| Total | $4,694 | $56,328 |
Income You'd Need if You Spent...
Virginia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
No price history available
New Construction
View on Zillow