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413-421 Buds Lane, Hampstead, NC, 28443

2beds
2baths
1,428sqft
$1,750,000
$1,225price/sqft
$10,269/moest. monthly cost
$410,760/yrincome needed

About This Home

Incredible Coastal area RV Park / Campground Hampstead investment and redevelopment opportunity: 4 parcels totaling ~9.5 acres at 413-421 Buds Lane—formerly Buds Campground & RV Park. The property is zoned RP (Residential Performance), the largest parcel is legal non-conforming as an RV Park / Recreational Campground, and zoning verification is on file allowing continued operation of this use. Extensive infrastructure is already in place, including 11 septic systems , (recently pumped/serviced), 3 private wells, and recent improvements tying the front portion into public water. Current layout supports 33 RV pads (and possibly more for true campground-style sites depending on required utilities). 9 RV pads are essentially brand new with fresh underground power pedestals, gravel sites, public water and even mailboxes. At the rear (421 Buds Lane) sits a vintage single-family home on ~2 acres, currently rented—ideal as an income-producing rental, on-site management office, or future redevelopment component. The home was recently updated and renovated including interior paint, freshly painted the cabinets and vanities, new LVP flooring, new appliances, refinished tubs/showers, new light fixtures and plumbing fixtures, new tri-zone mini split system (heats and cools), new exterior/interior doors, new toilets and bathroom accessories Rare scale, proven prior use, and strong utility capacity create a compelling play for RV park operators, campground investors, or buyers seeking a value-add project near the coast and the growing Hampstead market.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

7/10
Surf City ElementaryGrades PK-51.4 mi
9/10
Surf City MiddleGrades 6-81.4 mi
8/10
Topsail High SchoolGrades 9-126.3 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: See Remarks

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • None

Heating & Cooling

  • Heating features: Other,Electric
  • Cooling features: Wall/Window Unit(s),Multi Units

Interior Area

  • Total structure area: 1,428
  • Total interior livable area: 1,428 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 42253833400000
  • Zoning: RP
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Front Porch
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 1400 - 1599

Lot

  • Lot size: 9.40 Acres
  • Features: See Remarks
  • Lot size dimensions: irreg - see Survey

Parking

  • Parking features: None,Unpaved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters in Pender County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,848$106,176
Home Insurance *$419$5,028
Property Taxes $802$9,624
Electricity $200$2,405
Total$10,269$123,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$352,080/yr
40% on housing$308,070/yr
45% on housing$273,840/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,225This listing

vs Other Active Listings

Avg $/sqft

ZIP 28443$261
Pender County$315

vs Homes Sold Last Month

Median $/sqft

ZIP 28443$220
Pender County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-06Price change$1,750,000
2026-01-27Listed for sale$1,800,000

For Sale by Agent

AgentChristian A Cardamone
BrokerageAloha Wilmington Real Estate

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