137 Jacks Dr, Wellington, KY, 40387
About This Home
Charming A-frame cabin located on Jack's Drive in Wellington, KY, just minutes from Cave Run Lake and a short drive to Morehead. This 2-bedroom, 1-bath home sits on approximately 3/4 of an acre, offering privacy and room to grow. The cabin features a flexible layout with the potential to add an additional bedroom or reconfigure the space to suit your needs. While the property does need a few updates, it offers a solid opportunity to customize and add value, as a weekend retreat, short-term rental, or full-time residence. Enjoy the peaceful setting with easy access to boating, hiking, and outdoor recreation, all while being close to town!
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1995
Materials
- Roof: Metal
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: A Frame
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric,Refrigerator,Stove
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
Features
- 1st Floor Bedroom,Ceiling Fan(s),Wet Bar
- Window features: Wood Frames
- Flooring: Carpet,Tile,Vinyl
- Attic: None
- Finished area below ground: 0
- Finished area above ground: 1,360
Heating & Cooling
- Heating features: Natural Gas,Wood
- Cooling features: Wall Unit(s)
Interior Area
- Total structure area: 1,360
- Total interior livable area: 1,360 sqft
Property
Details
- Zoning: Unknown
Features
- Patio & porch: Porch
- Exterior features: None
Lot
- Lot size: 0.75 Acres
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
- Cold Wave
- Hail
- Landslide
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $348 | $4,176 |
| Home Insurance * | $67 | $804 |
| Property Taxes | $25 | $300 |
| Electricity | $154 | $1,850 |
| Total | $594 | $7,128 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-27 | Listed for sale | $125,000 |
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