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1315 4th St SW, Moultrie, GA, 31768

3beds
2baths
1,703sqft
$399,900
$235price/sqft
$2,831/moest. monthly cost
$113,240/yrincome needed

About This Home

New Construction. Beautiful modern elegance with a southern touch! White cabinetry and hard surfaces with gold accents and wood floor is the consistent theme carried throughout the home. Large master bedroom and bathroom with sliding pocket doors, free standing soaking tub, shower with niche shelves, double vanity, and a walk in closet. State of the art kitchen with farmhouse sink and commercial grade faucet. Lots of cabinetry and countertop space including a galley island. Separate pantry room with even more shelves, cabinets, and counter space. Open floor plan living room with tall ceilings and lots of windows. Covered 270sqft back porch. Two car garage which leads into the mudroom. Laundry room features tile floor, lots of storage and enough room for ironing board. This home has been meticulously well thought out because details matter! It's a must see if you're looking for modern luxury in the city of Moultrie! Located in the RB Wright school district with easy access to the park, downtown, Colquitt Regional Medical Center, and YMCA. 100% financing is available for the property! Also available for purchase is the adjoining lot.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

7/10
Wright Elementary SchoolGrades PK-50.5 mi
5/10
Colquitt County High SchoolGrades 10-123.5 mi

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator
  • Laundry features: Laundry Room,Washer/Dryer Area

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Open Floorplan,Recessed Lighting,Ceiling Fan(s)
  • Window features: Blinds

Interior Area

  • Total structure area: 1,703
  • Total interior livable area: 1,703 sqft

Kitchen

  • Features: Pantry

Property

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered

Lot

  • Lot size: 0.41 Acres

Parking

  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hurricane
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$337$4,044
Property Taxes $253$3,036
Electricity $219$2,637
Total$2,831$33,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,062/yr
40% on housing$84,930/yr
45% on housing$75,493/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -6.4%
-6.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 31768$133
Colquitt County$131

vs Homes Sold Last Month

Median $/sqft

ZIP 31768$126
Colquitt County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$399,900
2026-05-12Listed for sale$419,000
2026-04-27Listing removed--
2026-01-27Listed for sale$419,900

For Sale by Agent

AgentCaleb Hunter
BrokerageMattco Realtors

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