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10519 E Heartland Loop, Palmer, AK, 99645

2beds
2baths
1,200sqft
$398,000
$332price/sqft
$2,748/moest. monthly cost
$109,920/yrincome needed

About This Home

''The Rosewater'' a delightful Cottage-style exterior graces a beautiful one-story home with a well-designed floor plan to complement its charm! The inviting covered porch features detailed columns and stylish board and batten siding. Inside, you'll find 2 bedrooms and 2 bathrooms, along with a spacious great room ideal for entertaining, all laid out with a split-bedroom design.Home to be built at this time and will be built to 5 star plus energy rating. This home may be eligible for the AHFC $10,000 Rebate. South Village is conveniently located in Palmer near Colony Schools, it is also in a great commute spot to Anchorage and JBER! Come discover South Village today w/ beautiful mountain views, paved streets, paved access to trails and city water for added piece of mind. Photos are "photo similar" and represent a previously completed home of the similar floor plan. Images may depict upgrades, optional features, and design selections not included in the listed price. Buyers are advised to verify standard specifications and upgrade options with the builder.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
55
BikeBikeable

Schools

7/10
7/10
Colony Middle SchoolGrades PK,6-80.7 mi
8/10
Colony High SchoolGrades 9-120.3 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Wood Frame - 2x6,Wood Siding

Other

  • Builder name: WM Construction, LLC

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Washer &/Or Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • BR/BA on Main Level,BR/BA Primary on Main Level,Ceiling Fan(s),Pantry,Quartz Counters
  • Flooring: Carpet,Luxury Vinyl
  • Fireplace features: Gas
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating

  • Heating features: Forced Air,Natural Gas

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Property

Details

  • Parcel number: 8671B01L020
  • Zoning: UNK
  • Zoning description: Unknown (re: all MSB)

Features

  • Has view: Yes
  • View description: Mountain(s)
  • Waterfront features: None,No Access
  • Topography of land: Level

Lot

  • Lot size: 0.47 Acres
  • Features: Covenant/Restriction,Poultry Allowed,Road Service Area,Views

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Paved,Attached,Heated Garage,No Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Winter Weather
Lightning
Wildfire

FEMA Declared Disasters in Matanuska-Susitna Borough and Alaska

Flood
Mud Landslide
Other
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,012$24,144
Home Insurance $120$1,440
Property Taxes $298$3,576
Electricity $318$3,820
Total$2,748$32,976

Income You'd Need if You Spent...

35% on housing$94,217/yr
40% on housing$82,440/yr
45% on housing$73,280/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$332This listing

vs Other Active Listings

Avg $/sqft

ZIP 99645$232
Matanuska-Susitna Borough$208

vs Homes Sold Last Month

Median $/sqft

ZIP 99645$270
Matanuska-Susitna Borough$241

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-28Listed for sale$398,000

New Construction

AgentCraig K Channer
BrokerageReal Broker Wasilla

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