10926 37th St N, Lake Elmo, MN, 55042
About This Home
This to-be-built Fraser patio home by Robert Thomas Homes in North Star of Lake Elmo offers a streamlined way to build new with a clear price that includes many popular options—plus the ability to personalize finishes, colors, and layout details. With an estimated 6-month timeline from purchase to completion, you can plan ahead while watching your home come to life. The open main level features 9’ ceilings and a spacious kitchen with custom frameless shaker cabinetry, soft-close doors and drawers, 42” uppers, quartz countertops, tile backsplash, and upgraded appliances including a gas range, refrigerator, washer, and dryer, with durable upgraded SPC flooring extending throughout. The Gathering Room includes an electric fireplace and pre-wired media setup, while the primary bath offers double sinks for added comfort. Built for efficiency and durability, the home includes MN-made Vector windows, tankless water heater, water softener, radon system, and 200-amp service. Exterior highlights include LP SmartSide front, CertainTeed shingles, insulated garage door, and a 12x12 patio. Full landscaping, sod, and irrigation are HOA-maintained for easy living. Located in scenic Lake Elmo, North Star offers natural beauty, nearby parks and trails, plus a future neighborhood pool and clubhouse. Includes Design Studio allowance and $10K closing cost incentive with preferred lender. Photos are of a similar model and may show optional features.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2026
Other
- Builder name: ROBERT THOMAS HOMES INC
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,216
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,216
- Total interior livable area: 1,216 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: TBD
- Zoning description: Residential-Single Family
- Foundation area: 1216
Features
- Levels: One
- Stories: 1
Lot
- Lot size dimensions: 0
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Washington County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,271 | $27,252 |
| Home Insurance * | $210 | $2,520 |
| Property Taxes | $354 | $4,248 |
| Electricity | $170 | $2,050 |
| Total | $3,005 | $36,060 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-12 | Listed for sale | $446,245 |
View on Zillow