See other homes in:
Primary listing photo

6554 108th St S, Cottage Grove, MN, 55016

2beds
3baths
3,022sqft
$649,000
$215price/sqft
$4,903/moest. monthly cost
$196,120/yrincome needed

About This Home

**We heard you!** After receiving so much interest in a one-level living option, we're excited to introduce a to-be-built rambler in Mississippi Landing by Michael Lee Homes. Thoughtfully designed for both comfort and functionality, this stunning home offers 2 bedrooms, 3 bathrooms, a private main-level office, convenient main-floor laundry, and a spacious primary suite—all of your daily living on one level. The finished walkout lower level provides additional living space perfect for entertaining, hosting guests, or creating the ultimate recreation area. Built with the exceptional craftsmanship Michael Lee Homes is known for, this home features premium James Hardie siding, Andersen windows, and high-quality finishes throughout, delivering lasting beauty, energy efficiency, and peace of mind. Nestled in the scenic Mississippi Landing community, you'll enjoy nearby parks, trails, and the natural beauty of the Mississippi River while remaining just minutes from shopping, dining, and convenient highway access. This is a to-be-built home, giving you the opportunity to personalize finishes and make it uniquely yours while experiencing the quality, craftsmanship, and lifestyle that define Mississippi Landing. Don't miss your chance to build your dream rambler in one of Cottage Grove's most exciting new communities!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

5/10
Pullman Elementary SchoolGrades PK-52.8 mi
6/10
Oltman Middle SchoolGrades 6-84.0 mi
5/10
Park Senior High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Age 8 Years or Less
  • Construction materials: Frame

Other

  • Builder name: MICHAEL LEE INC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,ENERGY STAR Qualified Appliances,Exhaust Fan,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Wall Oven
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bathroom

  • Level: Lower
  • Area: 24.375
  • Dimensions: 5'5 x 4'6

Bathroom

  • Level: Main
  • Area: 34.6667
  • Dimensions: 6'6 x 5'4

Bedroom

  • Level: Main
  • Area: 224
  • Dimensions: 16 x 14

Bedroom2

  • Level: Lower
  • Area: 216
  • Dimensions: 16 x 13'6

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 234
  • Dimensions: 18 x 13

Family Room

  • Level: Lower
  • Area: 630.0694
  • Dimensions: 35'2 x 17'11

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,320
  • Finished area above ground: 1,702

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,613
  • Total interior livable area: 3,022 sqft

Kitchen

  • Level: Main
  • Area: 180
  • Dimensions: 18 x 10

Living Room

  • Level: Main
  • Area: 252
  • Dimensions: 18 x 14

Mud Room

  • Level: Main
  • Area: 78.125
  • Dimensions: 10'5 x 7'6

Office

  • Level: Main
  • Area: 152
  • Dimensions: 12'8 x 12

Primary Bathroom

  • Level: Main
  • Area: 67.2222
  • Dimensions: 10'1 x 6'8

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 3002721420027
  • Zoning description: Residential-Single Family
  • Foundation area: 1911

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River
  • Waterfront features: River View

Lot

  • Lot size: 9,801 sqft
  • Lot size dimensions: 134 x 84 x 130 x 66

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Lightning
Winter Weather
Heat Wave
Inland Flooding

FEMA Declared Disasters in Washington County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$361$4,332
Property Taxes $1,007$12,084
Electricity $254$3,058
Total$4,903$58,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$168,102/yr
40% on housing$147,090/yr
45% on housing$130,746/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$215This listing

vs Other Active Listings

Avg $/sqft

ZIP 55016$189
Washington County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 55016$190
Washington County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$649,000

For Sale by Agent

AgentAyden Anderson
BrokerageKeller Williams Select Realty

Similar Homes