10937 37th St N, Lake Elmo, MN, 55042
About This Home
This “to-be-built” two-story Virginia patio home by Robert Thomas Homes in North Star of Lake Elmo offers the opportunity to personalize layout, colors, and finishes while providing a clear estimate of final pricing. With an approximate six-month timeline from purchase to completion, you can plan ahead and watch your new home come to life. The open-concept main level features 9’ ceilings, a front-facing office, and large energy-efficient MN-made Vector windows that fill the home with natural light. The kitchen is designed to impress with handcrafted frameless shaker-style cabinets, soft-close doors and drawers, 42” upper cabinets, tile backsplash, 3CM quartz countertops, garbage and recycling roll-out, and an undermount stainless steel sink with disposal, plus upgraded gas range, refrigerator, washer, and dryer. A morning kitchen with built-in pantry cabinets and solid shelving adds extra prep and storage space. Upstairs, enjoy a spacious loft and a luxurious primary suite with a walk-in closet and private bath with double bowl sinks. Additional highlights include Mission-style millwork, two-panel doors, full window casing, metal baluster stair railing, media jack with tech tube, tankless water heater, water softener, passive radon mitigation system, and 200-amp electrical service. The exterior features LP SmartSide front façade, upgraded vinyl siding, impact-resistant shingles, exterior trim, insulated garage door with opener, plus full yard sod, landscaping, and irrigation maintained by the HOA. A Design Studio allowance is included so you can further personalize your finishes. Enjoy the advantages of new construction, including modern design, energy efficiency, lower maintenance, and the ability to tailor the home to your lifestyle. Located in scenic Lake Elmo, North Star offers natural beauty, nearby parks and trails, convenient access to shopping and dining, and planned amenities including a private neighborhood pool and clubhouse. Ask about $10,000 toward closing costs with preferred lender and title company. Photos are of a model home and may show options not included.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2026
Other
- Builder name: ROBERT THOMAS HOMES INC
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,302
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,302
- Total interior livable area: 2,302 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: TBD
- Zoning description: Residential-Single Family
- Foundation area: 1039
Features
- Levels: Two
- Stories: 2
Lot
- Lot size dimensions: 0
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Washington County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,674 | $32,088 |
| Home Insurance * | $247 | $2,964 |
| Property Taxes | $509 | $6,108 |
| Electricity | $194 | $2,329 |
| Total | $3,624 | $43,488 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-13 | Listed for sale | $525,560 |
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