6595 108th St S, Cottage Grove, MN, 55016
About This Home
Executive one-level new construction home in with views of the Mississippi river! Brand new development in scenic part of Cottage Grove. An open-concept layout featuring a gourmet kitchen, a sunroom with large South-facing windows, a spacious yet cozy living room, a luxury owner's bathroom, and a large walkout lower level that is great for entertaining. Designer touches throughout including: custom cabinets, site finished millwork, quartz counters and much more. 8’ main floor doors, and large windows make this feel open and airy. Outside you will find a professionally landscaped yard. Great location, close to major roads, restaurants and shopping! Please note this is a to-be-built and is not currently under construction. Completion time is approximately 9-10 months from now.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2026
Materials
- Roof: Age 8 Years or Less,Asphalt
- Construction materials: Concrete
Other
- Builder name: HANSON BUILDERS INC
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Dryer,Exhaust Fan,Freezer,Gas Water Heater,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer
- Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Drain Tiled,Drainage System,Finished,Concrete,Storage Space,Sump Pump,Walk-Out Access
Bedroom
- Level: Main
- Area: 168
- Dimensions: 12x14
Bedroom2
- Level: Main
- Area: 120
- Dimensions: 12x10
Bedroom3
- Level: Lower
- Area: 143
- Dimensions: 13x11
Bedroom4
- Level: Lower
- Area: 156
- Dimensions: 13x12
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
Dining Room
- Level: Main
- Area: 132
- Dimensions: 12x11
Exercise Room
- Level: Lower
- Area: 165
- Dimensions: 15x11
Family Room
- Level: Lower
- Area: 272
- Dimensions: 16x17
Features
- Number of fireplaces: 1
- Fireplace features: Gas,Living Room
- Fireplace: Yes
- Finished area below ground: 1,362
- Finished area above ground: 1,719
Game Room
- Level: Lower
- Area: 187
- Dimensions: 11x17
Heating & Cooling
- Heating features: Forced Air,Fireplace(s)
- Cooling features: Central Air
Interior Area
- Total structure area: 2,953
- Total interior livable area: 2,953 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
- Area: 221
- Dimensions: 13x17
Sun Room
- Level: Main
- Area: 121
- Dimensions: 11 x 11
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 3002721420043
- Zoning description: Residential-Single Family
- Foundation area: 1576
Features
- Levels: One
- Stories: 1
- Private pool: Yes
- Pool features: In Ground,Heated,Outdoor Pool,Shared
- Patio & porch: Porch
- Fencing: None
Lot
- Lot size: 9,583 sqft
- Features: Sod Included in Price
- Lot size dimensions: 62 x 133 x 78 x 137
Parking
- Total spaces: 3
- Parking features: Attached,Asphalt,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Lightning
- Winter Weather
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Washington County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,423 | $53,076 |
| Home Insurance * | $487 | $5,844 |
| Property Taxes | $1,441 | $17,292 |
| Electricity | $249 | $2,988 |
| Total | $6,600 | $79,200 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-15 | Listed for sale | $874,900 |
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