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126 Watson Dr NW, Fort Walton Beach, FL, 32548

3beds
2baths
1,025sqft
$304,900
$297price/sqft
$2,152/moest. monthly cost
$86,080/yrincome needed

About This Home

Welcome home to this updated 3-bedroom, 2-bath residence centrally located in Fort Walton Beach. Recent improvements include a remodeled kitchen featuring updated cabinetry, countertops, backsplash, and stainless-steel appliances. The home also offers an attached garage, sprinkler system, and lawn pump to help simplify yard maintenance. Major system updates include a metal roof installed approximately 9 years ago, HVAC system replaced approximately 5 years ago, and water heater replaced approximately 8-9 years ago. Natural gas is available to the property, though all current appliances operate on electricity. For added peace of mind, the seller recently completed pre-listing inspections and addressed recommended repairs prior to bringing the home to market. Enjoy outdoor living on the spacious rear concrete patio overlooking a private backyard with mature landscaping, including abundant ferns and Mexican petunias. A side gate provides convenient backyard access for boat, trailer, or personal watercraft storage. Conveniently located near shopping, dining, entertainment, Eglin Air Force Base, Hurlburt Field, and the Emerald Coast's renowned white-sand beaches and emerald waters.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
5/10

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 1980

Materials

  • Roof: Metal
  • Construction materials: Siding Brick Some,Wood Siding,Siding CmntFbrHrdBrd

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bathroom

  • Level: First
  • Area: 40
  • Dimensions: 5 x 8

Bedroom

  • Level: First
  • Area: 90
  • Dimensions: 10 x 9

Bedroom

  • Level: First
  • Area: 81
  • Dimensions: 9 x 9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Woodwork Painted
  • Window features: Double Pane Windows
  • Flooring: Vinyl
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,025
  • Total interior livable area: 1,025 sqft

Kitchen

  • Level: First
  • Area: 160
  • Dimensions: 16 x 10

Living Room

  • Level: First
  • Area: 195
  • Dimensions: 15 x 13

Master Bathroom

  • Level: First
  • Area: 28
  • Dimensions: 7 x 4

Master Bedroom

  • Level: First
  • Area: 130
  • Dimensions: 10 x 13

Other

  • Area: 294
  • Dimensions: 21 x 14

Property

Details

  • Parcel number: 132S24015000020130
  • Zoning description: Resid Single Family

Features

  • Stories: 1
  • Patio & porch: Covered,Deck
  • Exterior features: Private Yard,Lawn Pump,Sprinkler System
  • Fencing: Chain Link,Privacy

Lot

  • Lot size: 9,583 sqft
  • Features: Level
  • Lot size dimensions: 75 x 132.84 x 75 x 132.45

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,541$18,492
Home Insurance *$143$1,716
Property Taxes $271$3,252
Electricity $197$2,366
Total$2,152$25,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,782/yr
40% on housing$64,560/yr
45% on housing$57,386/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$297This listing

vs Other Active Listings

Avg $/sqft

ZIP 32548$260
Okaloosa County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 32548$220
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$300,000
2026-07-20Price change$304,900
2026-06-04Listed for sale$305,000
2023-01-30Sold$255,000
2022-12-31Pending sale$275,000
2022-12-23Listed for sale$275,000

For Sale by Agent

AgentCourtney R Lang
BrokerageLPT Realty LLC

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