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549 Misty Banks Dr, Chapin, SC, 29036

5beds
4baths
3,245sqft
$845,325
$261price/sqft
$5,094/moest. monthly cost
$203,760/yrincome needed

About This Home

Lafaye Custom Homes is proud to present The Chattooga in WhiteWater Landing, a desirable Lake Murray community featuring a neighborhood pool, green spaces, and convenient access to a nearby public boat ramp. This homesite overlooks one of the greens at Timberlake Golf Club, offering scenic golf course views.This 5-bedroom, 4-bath Modern Farmhouse offers an open-concept layout designed for comfortable everyday living and entertaining. The main living area features cathedral ceilings and a custom fireplace, creating a bright and spacious gathering space. Entering from the garage, you'll find a practical mudroom with built-ins and convenient access to the main living areas. The kitchen features a Bosch appliance package, custom hood, farmhouse sink, large island, and walk-in pantry. Hardwood flooring extends throughout the main living areas, with tile in all bathrooms.The main-level Owner's Suite includes a freestanding tub, double vanity, walk-in tile shower, and spacious walk-in closet. A guest bedroom and full bath are also located on the first floor.Upstairs, you'll find three additional bedrooms, including one with a private bath and two connected by a Jack-and-Jill bathroom. A large bonus room over the garage provides flexible space for a media room, playroom, home office, or additional storage.With five bedrooms, four full baths, quality finishes, and thoughtful design throughout, The Chattooga offers the craftsmanship and functionality homeowners have come to expect from Lafaye Custom Homes. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

5/10
Piney Woods ElementaryGrades PK-42.9 mi
7/10
Chapin MiddleGrades 6-87.9 mi
9/10
Chapin High SchoolGrades 9-125.6 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement-Hardy Plank

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Gas Range,Dishwasher,Disposal,Refrigerator,Stove Exhaust Vented Exte,Tankless Water Heater,Gas Water Heater
  • Laundry features: Mud Room,Main Level

Bedroom2

  • Features: Bath-Private,Separate Shower,High Ceilings,Ceiling Fan(s),Closet-Private
  • Level: Main

Bedroom3

  • Features: Bath-Private,Tub-Shower,Ceiling Fan(s)
  • Level: Second

Bedroom4

  • Features: Tub-Shower,Ceiling Fan(s),Closet-Private
  • Level: Second

Bedroom5

  • Features: Tub-Shower,Ceiling Fan(s),Closet-Private
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 2

Dining Room

  • Features: High Ceilings
  • Level: Main

Features

  • Ceiling Fan(s)
  • Door features: French Doors
  • Flooring: Engineered Hardwood,Tile,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas Log-Natural
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Attic Access

Heating & Cooling

  • Heating features: Central,Heat Pump 1st Lvl,Heat Pump 2nd Lvl
  • Cooling features: Central Air,Heat Pump 1st Lvl,Heat Pump 2nd Lvl

Interior Area

  • Total structure area: 3,245
  • Total interior livable area: 3,245 sqft

Kitchen

  • Features: Kitchen Island,Pantry,Backsplash-Tiled,Cabinets-Painted,Recessed Lighting,Counter Tops-Quartz
  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Features: Double Vanity,Bath-Private,Separate Shower,Walk-In Closet(s),High Ceilings,Ceiling Fan(s),Recessed Lighting,Separate Water Closet
  • Level: Main

Property

Details

  • Parcel number: 00151501012

Features

  • Stories: 2
  • Exterior features: Gutters - Partial
  • Waterfront features: Waterfront Community
  • Frontage length: 0

Lot

  • Lot size: 0.31 Acres
  • Features: Sprinkler
  • Lot size dimensions: 0.31

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Hurricane
Lightning
Strong Wind

FEMA Declared Disasters in Lexington County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,274$51,288
Home Insurance *$170$2,040
Property Taxes $338$4,056
Electricity $312$3,744
Total$5,094$61,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$174,651/yr
40% on housing$152,820/yr
45% on housing$135,840/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$261This listing

vs Other Active Listings

Avg $/sqft

ZIP 29036$197
Lexington County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 29036
Lexington County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-03Listed for sale$845,325

New Construction

AgentWill Unthank
BrokeragePurpose Realty

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