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818 W Highway D, Wentzville, MO, 63385

2beds
1baths
1,340sqft
$470,000
$351price/sqft
$3,202/moest. monthly cost
$128,080/yrincome needed

About This Home

Two homes, detached garage and a small pond on 6.57 Acres of land in unincorporated St Charles County with no HOA! An investor's dream or the perfect property for an owner to live in one house and rent out the other. There are so many possibilities with this property. Build a Shouse, detached building or even a new custom home while having a current home to live in. One home is currently rented on a month-to-month basis and needs some updating. The other home has some updates with fresh paint, newer vaulted room addition off the back with a mini split hvac. Both homes have older buried septic tanks and will need updated. The current owner is selling as is and will make no repairs so it will be the responsibility of the buyer to update septics and any other repairs. Both homes are on public water. There are a total of 3 tax id’s and 2 addresses per St Charles County. 818 and 824 W Hwy D Wentzville Mo 63385.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

8/10
8/10
10/10
Francis Howell High SchoolGrades 9-1210.3 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside,Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area above ground: 1,340

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Heat Pump,Multi Units,Other

Interior Area

  • Total interior livable area: 1,340 sqft

Property

Details

  • Parcel number: 30052S033000018.0000000
  • Special condition: Standard

Features

  • Levels: One
  • Patio & porch: Covered,Patio
  • Exterior features: Covered Courtyard
  • Fencing: None
  • Has view: Yes
  • View description: Pasture,Pond
  • Water view: Pond
  • Frontage length: 532

Lot

  • Lot size: 6.57 Acres
  • Features: Level,Pond on Lot
  • Lot size dimensions: 532 x 331 x 997 x 574

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Landslide
Strong Wind
Tornado
Winter Weather
Earthquake
Heat Wave
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$270$3,240
Property Taxes $415$4,980
Electricity $141$1,693
Total$3,202$38,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,782/yr
40% on housing$96,060/yr
45% on housing$85,386/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$351This listing

vs Other Active Listings

Avg $/sqft

ZIP 63385$197
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63385$181
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$495,000
2026-01-28Listed for sale$525,000

For Sale by Agent

AgentChad J Matlick
BrokerageColdwell Banker Realty - Gundaker

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