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34 Governor Winthrop Rd #1, Somerville, MA, 02145

3beds
3baths
2,000sqft
$1,199,900
$600price/sqft
$7,740/moest. monthly cost
$309,600/yrincome needed

About This Home

Near Assembly Row’s dining, retail, and the MBTA Orange Line, this bi-level unit sits in a gut-renovated two-unit condo building & offers approximately 2,000 sq. ft. across 2 spacious levels with high ceilings. As you enter, you’re welcomed by a mudroom-style entry that sets the tone for thoughtful everyday function. The main level features a warm, modern kitchen with panel-ready appliances, Taj Mahal quartz, a fluted island, & built-in coffee station flowing into the open dining & living space. The living room adds a fluted stone fireplace, LED-lit built-ins, and white oak hardwood floors, creating a bright setting for everyday living or entertaining. A guest bedroom & full bath complete this floor. Downstairs, the layout offers privacy & flexibility, with a primary suite featuring a walk-in closet & en-suite bath. This level also includes an office, second guest bedroom, full bath, & laundry. Complete with garage parking plus off-street parking.

Getting Around

87
WalkingVery Walkable
71
TransitExcellent Transit
77
BikeVery Bikeable

Schools

5/10
Arthur D. Healey SchoolGrades PK-80.5 mi
6/10
Somerville High SchoolGrades 9-120.7 mi
3/10

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Shingle,Rubber
  • Construction materials: Frame

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Duplex

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave,Refrigerator
  • Laundry features: In Basement,In Unit

Bathroom1

  • Features: Bathroom - Full, Bathroom - Tiled With Shower Stall, Flooring - Stone/Ceramic Tile, Recessed Lighting, Lighting - Sconce
  • Level: Basement

Bathroom2

  • Features: Bathroom - Full, Bathroom - Tiled With Tub, Flooring - Stone/Ceramic Tile, Recessed Lighting, Lighting - Sconce
  • Level: First

Bathroom3

  • Features: Bathroom - Full, Bathroom - Tiled With Shower Stall, Flooring - Stone/Ceramic Tile, Double Vanity, Recessed Lighting, Lighting - Overhead
  • Level: Basement

Bedroom2

  • Features: Closet, Recessed Lighting
  • Level: Main,First

Bedroom3

  • Features: Closet, Recessed Lighting
  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Dining Room

  • Features: Flooring - Hardwood, Open Floorplan, Recessed Lighting
  • Level: Main,First

Features

  • Recessed Lighting,Lighting - Pendant,Office
  • Door features: Insulated Doors
  • Window features: Insulated Windows
  • Flooring: Hardwood,Flooring - Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,000
  • Finished area above ground: 1,000
  • Common walls with other units/homes: No One Below

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 2,000 sqft

Kitchen

  • Features: Flooring - Hardwood, Countertops - Upgraded, Kitchen Island, Breakfast Bar / Nook, Cabinets - Upgraded, Open Floorplan, Recessed Lighting, Pot Filler Faucet, Lighting - Sconce, Lighting - Pendant
  • Level: Main,First

Living Room

  • Features: Bathroom - Full, Flooring - Hardwood, Balcony / Deck, Open Floorplan, Recessed Lighting, Lighting - Pendant
  • Level: Main,First

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Bathroom - Full, Walk-In Closet(s), Recessed Lighting, Lighting - Pendant
  • Level: Basement

Office

  • Features: Flooring - Hardwood, Recessed Lighting, Lighting - Pendant
  • Level: Main

Property

Details

  • Parcel number: 757285
  • Attached to another structure: Yes
  • Zoning: NR

Features

  • Entry location: Unit Placement(Partially Below Grade,Garden)
  • Exterior features: Fenced Yard
  • Fencing: Fenced

Parking

  • Total spaces: 1
  • Parking features: Detached,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$270$3,240
Property Taxes $1,009$12,108
Electricity $394$4,732
Total$7,740$92,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$265,371/yr
40% on housing$232,200/yr
45% on housing$206,400/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$600This listing

vs Other Active Listings

Avg $/sqft

ZIP 02145$479
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02145$477
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-01Price change$1,285,000
2026-02-24Listed for sale$1,299,000
2026-02-24Contingent$1,299,000
2026-01-28Listed for sale$1,299,000

For Sale by Agent

AgentThe Legacy Group
BrokerageSerhant

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