103 Cowrie Ave SW, Fort Walton Beach, FL, 32548
About This Home
LOCATION just minutes to downtown and the Beach! Stylish Home 4 Bedrooms and 2 bathrooms with a Detached workshop 23X16 that is ready for your next project! Living Room has plenty of room to entertain. Kitchen features Quartz Countertops, Refrigerator, Bosch Dishwasher, Microwave, Stainless Steel Sink, and Garbage Disposal. Dining Area has SLIDING GLASS doors that lead out to the expansive Covered Deck measuring 23X14 great for entertaining Family and Friends! YARD has PRIVACY FENCE with a Double Gate and a Single on the other side. **ROOF 2019, NEW HVAC 2025, WATER HEATER 2025. **PRE-INSPECTION has been done so home is READY TO GO!
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Construction Complete
- Year built: 2001
Materials
- Roof: Shingle
- Construction materials: Vinyl Siding,Trim Vinyl
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator,Electric Water Heater
- Laundry features: Washer/Dryer Hookup
Bedroom
- Level: First
- Area: 143
- Dimensions: 13 x 11
Bedroom
- Level: First
- Area: 120
- Dimensions: 12 x 10
Bedroom
- Level: First
- Area: 132
- Dimensions: 12 x 11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
- Area: 88
- Dimensions: 11 x 8
Features
- Vaulted Ceiling(s),Recessed Lighting,Pantry,Split Bedroom
- Window features: Double Pane Windows
- Flooring: Tile,Vinyl
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,564
- Total interior livable area: 1,564 sqft
Kitchen
- Level: First
- Area: 80
- Dimensions: 10 x 8
Living Room
- Level: First
- Area: 304
- Dimensions: 19 x 16
Master Bedroom
- Level: First
- Area: 180
- Dimensions: 15 x 12
Workshop
- Level: First
- Area: 368
- Dimensions: 23 x 16
Property
Details
- Parcel number: 142S24221G000F0100
- Zoning description: Resid Single Family
Features
- Stories: 1
- Patio & porch: Covered
- Exterior features: Private Yard,Rain Gutters
- Fencing: Privacy
Lot
- Lot size: 9,147 sqft
- Features: Flood Insurance Req,Interior Lot,Within 1/2 Mile to Water
- Lot size dimensions: 75 x 120
Parking
- Total spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Hurricane
- Coastal Flooding
- Heat Wave
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Okaloosa County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,920 | $23,040 |
| Home Insurance * | $178 | $2,136 |
| Property Taxes | $339 | $4,068 |
| Electricity | $197 | $2,366 |
| Total | $2,634 | $31,608 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-17 | Listed for sale | $379,900 |
| 2022-03-04 | Sold | $338,000 |
| 2022-01-31 | Pending sale | $327,900 |
| 2022-01-27 | Listed for sale | $327,900 |
| 2021-03-24 | Listing removed | -- |
| 2019-08-06 | Sold | $229,000 |
| 2018-06-23 | Listing removed | $1,500 |
| 2018-06-20 | Listed for rent | $1,500 |
| 2014-10-17 | Sold | $165,000 |
| 2014-09-25 | Price change | $169,000 |
| 2014-09-19 | Price change | $173,000 |
| 2014-09-11 | Price change | $179,500 |
| 2014-09-10 | Price change | $187,999 |
| 2014-09-04 | Price change | $188,500 |
| 2014-08-08 | Listed for sale | $189,000 |
| 2014-05-23 | Sold | $104,000 |
| 2006-02-07 | Sold | $190,000 |
| 2001-08-01 | Sold | $96,000 |
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