306 N Central Ave, Clayton, MO, 63105
About This Home
Exceptionally rare opportunity for a new home in Old Town Clayton. The property at 304 N. Central has been subdivided into two parcels; the north parcel is being offered for sale, while the south parcel has already been sold and construction will begin shortly. The existing home at 304 N. Central will be demolished, clearing the way for a thoughtfully designed 4,100 sq ft custom residence on 306 N. Central. This home is planned with the highest level of craftsmanship and finishes, including hardwood floors throughout, an elevator, Sub-Zero and Wolf appliances, and premium materials throughout—consistent with this builder’s renowned quality and attention to detail. Buyers still have the opportunity to customize selections and finishes, allowing for a truly personalized luxury home in one of Clayton’s most desirable locations. The home will be designed with a tuck-under garage. The picture attached is an existing home already completed by the builder in Clayton.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- New construction: Yes
Materials
- Construction materials: Brick
Other
- Builder name: Jeffrey Homes Llc
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Cooktop,Dishwasher,Disposal,Exhaust Fan,Built-In Freezer,Humidifier,Ice Maker,Microwave,Built-In Electric Oven,Double Oven,Range Hood,Built-In Refrigerator,Vented Exhaust Fan,Gas Water Heater
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area above ground: 4,153
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 5,000
- Total interior livable area: 5,000 sqft
Property
Details
- Special condition: Standard
Features
- Levels: Two
Lot
- Lot size: 6,708 sqft
- Features: Infill Lot
Parking
- Total spaces: 3
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Earthquake
- Hail
- Cold Wave
- Inland Flooding
- Ice Storm
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $18,456 | $221,472 |
| Home Insurance * | $859 | $10,308 |
| Property Taxes | $3,467 | $41,604 |
| Electricity | $381 | $4,581 |
| Total | $23,163 | $277,956 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-30 | Listed for sale | $3,650,000 |
View on Zillow