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58151 Gannet Ln #20, Bend, OR, 97707

4beds
4baths
3,723sqft
$1,495,000
$402price/sqft
$8,901/moest. monthly cost
$356,040/yrincome needed

About This Home

Experience the pinnacle of Sunriver living in this stunning riverfront-adjacent retreat. Perfectly positioned from the Deschutes River, this home seamlessly blends mountain architecture with modern lifestyle amenities. The interior impresses with soaring vaulted wood ceilings and expansive windows that bathe the home in natural light. A thoughtfully designed floor plan offers dual living spaces, including a great room anchored by a cozy fireplace and a versatile family/bonus room complete with a convenient kitchenette—perfect for entertaining. Two spacious primary suites provide the ultimate retreat, one featuring its own private fireplace, and both offering dedicated en-suite bathrooms for maximum comfort & privacy. Adventure awaits with a specialized ''gear garage'' located at the rear of the home, providing easy storage & quick access for kayaks, paddleboards, and river toys plus heated oversized 2 car garage.Updates in 2025 include: new roof, exterior paint, HVAC. Sold Furnished.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
63
BikeBikeable

Schools

4/10
Three Rivers K-8 SchoolGrades K-83.1 mi
4/10
Caldera High SchoolGrades 9-1210.4 mi
2/10
Lapine Senior High SchoolGrades 9-1216.4 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Stemwall
  • Roof: Composition
  • Construction materials: Frame

Other

  • Builder name: Melrose Const

Type & Style

  • Home type: SingleFamily
  • Architectural style: Northwest
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Instant Hot Water,Cooktop,Dishwasher,Disposal,Double Oven,Dryer,Microwave,Oven,Refrigerator,Trash Compactor,Washer,Water Heater,Wine Refrigerator,Other

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4

Features

  • Built-in Features,Central Vacuum,Double Vanity,Kitchen Island,Laminate Counters,Linen Closet,Open Floorplan,Pantry,Smart Thermostat,Soaking Tub,Solid Surface Counters,Stone Counters,Tile Shower,Vaulted Ceiling(s),Walk-In Closet(s),Wet Bar
  • Window features: Double Pane Windows,Wood Frames
  • Flooring: Carpet,Hardwood,Laminate,Stone
  • Fireplace features: Gas,Great Room,Primary Bedroom
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Fireplace(s),ENERGY STAR Qualified Equipment,Forced Air,Natural Gas,Wall Furnace,Zoned
  • Cooling features: Central Air,ENERGY STAR Qualified Equipment,Zoned

Interior Area

  • Total structure area: 3,723
  • Total interior livable area: 3,723 sqft

Property

Details

  • Parcel number: 154776
  • Zoning description: SURS, LN
  • Special condition: Standard
  • Exclusions: Some artwork,items in garage,and faux staging items seen in photos. List to be provided.

Features

  • Levels: Two,Multi/Split
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Enclosed,Front Porch,Porch,See Remarks
  • Has view: Yes
  • View description: Neighborhood,River,Territorial
  • Has water view: Yes
  • Water view: River
  • On waterfront: Yes
  • Waterfront features: River Front

Lot

  • Lot size: 0.27 Acres
  • Features: Landscaped,Sprinkler Timer(s),Sprinklers In Front,Sprinklers In Rear,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage Door Opener,Heated Garage,Paver Block,Storage,Other
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Volcanic Activity
    Volcanic ActivityModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Earthquake
Hail
Lightning
Volcanic Activity
Winter Weather

FEMA Declared Disasters in Deschutes County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,559$90,708
Home Insurance *$270$3,240
Property Taxes $735$8,820
Electricity $337$4,054
Total$8,901$106,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$305,177/yr
40% on housing$267,030/yr
45% on housing$237,360/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$402This listing

vs Other Active Listings

Avg $/sqft

ZIP 97707$434
Deschutes County$360

vs Homes Sold Last Month

Median $/sqft

ZIP 97707$442
Deschutes County$380

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-29Listed for sale$1,595,000

For Sale by Agent

AgentMichelle Powell
BrokerageCascade Hasson SIR

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