547 Pearl St, Cumming, GA, 30040
About This Home
Elevate your savings with $20,000 promotion to be applied towards closing costs, option buydown or off price of home for contract written in March 2026. The Providence Group proudly presents our newest 55+ACTIVE ADULT COMMUNITY located in the heart of Cumming, GA. This beautiful new under construction home, located in a vibrant 55+ active adult community, offers the perfect blend of comfort, style, and flexibility. Featuring spacious 3-bedroom, 3-bath. The main floor includes a luxurious primary bedroom with a private bath, free standing tub and shower and walk-in closet, while the second en-suite bedroom offers versatility—perfect for a guest room or home office on main w connected bath and walk in shower. Both rooms are thoughtfully designed with convenience in mind. The laundry room with upper cabinets and laundry sink is also conveniently located on main floor. The open family room, with its cozy fireplace has vaulted ceilings and flows seamlessly into the dining area and modern kitchen, ideal for both casual and formal gatherings. Every home comes with premium GE appliances to complete your chef's kitchen. Upstairs, a versatile loft and additional bedroom with a full bath provide extra space for guests or hobbies. Enjoy resort-style amenities exclusively available to community residents - such as a clubhouse with a catering kitchen, pickleball courts, gas fire pits, a pool, and a doggie park for our favorite four-legged friends. The community fosters an active and social environment, perfect for embracing a fulfilling lifestyle. Location, Location, Location! Did we mention that we are located just minutes from downtown Cumming, Lake Lanier, the Cumming City Center, and GA 400, this home provides easy access to shopping, dining, and major roads—making it ideal for those seeking convenience and accessibility. Contact us today to schedule a tour or learn more! [The Jordan]
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2025
Materials
- Foundation: Slab
- Roof: Composition,Shingle
- Construction materials: Cement Siding,HardiPlank Type,Spray Foam Insulation
Other
- Builder name: The Providence Group
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman,Farmhouse
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Double Oven,Electric Oven,Gas Cooktop,Microwave,Range Hood,Tankless Water Heater
- Laundry features: Laundry Room,Main Level,Sink
Basement
- Basement: None
Bedroom
- Features: Master on Main, Split Bedroom Plan
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 2
Dining Room
- Features: Open Concept, Seats 12+
Features
- Crown Molding,Double Vanity,High Ceilings 9 ft Upper,High Ceilings 10 ft Main,High Speed Internet,Walk-In Closet(s)
- Window features: Double Pane Windows
- Flooring: Carpet,Hardwood,Tile
- Number of fireplaces: 1
- Fireplace features: Factory Built,Family Room,Gas Starter,Ventless
- Fireplace: Yes
- Attic: Pull Down Stairs
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Central,Forced Air,Zoned
- Cooling features: Ceiling Fan(s),Central Air,Zoned
Interior Area
- Total structure area: 2,221
- Total interior livable area: 2,221 sqft
Kitchen
- Features: Breakfast Bar, Cabinets Other, Kitchen Island, Pantry, Solid Surface Counters, View to Family Room
Master Bathroom
- Features: Double Vanity, Separate Tub/Shower
Master Bedroom
- Features: Master on Main, Split Bedroom Plan
- Level: Master on Main, Split Bedroom Plan
Property
Accessibility
- Accessibility features: None
Details
- Other equipment: Irrigation Equipment
- Horse amenities: None
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Front Porch,Side Porch
- Exterior features: Courtyard,Private Yard
- Spa features: None
- Fencing: Fenced
- Has view: Yes
- View description: Neighborhood
- Waterfront features: None
- Waterbody name: None
Lot
- Features: Front Yard,Landscaped,Level,Sprinklers In Front,Sprinklers In Rear
Parking
- Parking features: Driveway,Garage Faces Rear
- Has garage: Yes
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,413 | $40,956 |
| Home Insurance * | $226 | $2,712 |
| Property Taxes | $388 | $4,656 |
| Electricity | $219 | $2,637 |
| Total | $4,246 | $50,952 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-16 | Listed for sale | $700,035 |
View on Zillow