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912 Al Hammett Rd, Mary Esther, FL, 32569

2beds
1baths
1,032sqft
$269,000
$261price/sqft
$1,915/moest. monthly cost
$76,600/yrincome needed

About This Home

Come check out this beautiful, well-maintained home in West Mary Esther! This two bedroom, 1,032 sq ft home showcases many features and could be a great investment opportunity or cater to a variety of buyer's needs. The home features LVP flooring throughout, a kitchen that includes stainless steel appliances, updated cabinetry and granite countertops, a covered front porch and a spacious sun room that overlooks the fenced backyard with gorgeous landscaping lining the back side of the house. The property is located within 4 miles of Hurlburt Field and within 16 miles of Eglin AFB. To the west towards Navarre, the home is located within 5-6 miles of Publix Supermarket & Walmart Supercenter, and within 10 miles of Navarre Beach. To the east towards Fort Walton Beach, the home is located within 6-7 miles of Target and other shopping & restaurants, as well as being within 10 miles of Okaloosa Island. Schedule your showing today!

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

9/10
Florosa Elementary SchoolGrades PK-50.3 mi
5/10

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 1980

Materials

  • Roof: Shingle
  • Construction materials: Siding Brick Some,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bathroom

  • Level: First
  • Area: 90
  • Dimensions: 10 x 9

Bedroom

  • Level: First
  • Area: 144
  • Dimensions: 12 x 12

Bedroom

  • Level: First
  • Area: 132
  • Dimensions: 11 x 12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Area

  • Level: First
  • Area: 180
  • Dimensions: 15 x 12

Features

  • Pantry
  • Flooring: Vinyl
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,032
  • Total interior livable area: 1,032 sqft

Kitchen

  • Level: First
  • Area: 81
  • Dimensions: 9 x 9

Laundry

  • Level: First
  • Area: 45
  • Dimensions: 9 x 5

Living Room

  • Level: First
  • Area: 176
  • Dimensions: 11 x 16

Sun Room

  • Level: First
  • Area: 192
  • Dimensions: 16 x 12

Property

Details

  • Parcel number: 152S25000000780010
  • Zoning description: Resid Single Family

Features

  • Stories: 1
  • Patio & porch: Covered
  • Exterior features: Private Yard

Lot

  • Lot size: 7,405 sqft
  • Features: Interior Lot
  • Lot size dimensions: 75 x 100

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,360$16,320
Home Insurance *$135$1,620
Property Taxes $223$2,676
Electricity $197$2,366
Total$1,915$22,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,657/yr
40% on housing$57,450/yr
45% on housing$51,066/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$261This listing

vs Other Active Listings

Avg $/sqft

ZIP 32569$208
Okaloosa County$263

vs Homes Sold Last Month

Median $/sqft

ZIP 32569$220
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Price change$269,000
2026-06-05Listed for sale$280,000
2023-09-18Sold$265,000
2023-08-29Listing removed--
2023-08-22Pending sale$275,000
2023-08-19Price change$275,000
2023-08-08Listed for sale$285,000
2023-07-26Listed for rent$1,850
2023-07-25Listing removed--
2023-07-21Price change$275,000
2023-06-08Listed for sale$285,000
2022-03-21Sold$230,000
2022-03-04Pending sale$225,000
2022-03-04Listed for sale$225,000
2020-07-10Sold$189,000
2020-05-26Price change$194,000
2020-04-06Price change$199,000
2020-03-26Price change$210,000
2020-03-24Listed for sale$199,000
2010-05-18Sold$79,000
2010-04-05Price change$79,900
2010-02-27Listed for sale$89,900

For Sale by Agent

AgentJulia B Holmes
BrokerageRob Brooks Realty

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