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579 Pollard Cove East St Lot 115, Watersound, FL, 32461

6beds
8baths
4,326sqft
$2,900,000
$670price/sqft
$16,586/moest. monthly cost
$663,440/yrincome needed

About This Home

Crafted by Cole Construction, this newly envisioned retreat blends timeless architecture with modern livability. Featuring five bedrooms, five bathrooms, two half bathrooms in the main living area, and a detached one bedroom, one bathroom carriage house apartment above the expanded two car garage with designated area for a golf cart, this two-story coastal home offers over 4,300 square feet of conditioned living space. The inviting entry opens into an airy, open-concept layout where the chef's kitchen, dining, and living areas flow seamlessly together. The kitchen showcases professional-grade appliances, a generous breakfast counter, custom cabinetry, a 48-inch gas range with vent hood and pot filler, a farmhouse sink, and abundant natural light. A separate chef's pantry adds additional prep space, while the living room centers on a direct-vent gas fireplace with custom built-ins. The primary suite provides a serene first-floor retreat, with a freestanding soaking tub, dual vanities, an oversized walk-in shower, a substantial custom-fitted closet, and direct access to the covered porch and pool terrace, creating an effortless indoor-outdoor connection. A second bedroom on the first floor serves as an ideal guest suite with its own private bath. Upstairs, three guest suites each with private bath and walk-in closet, surround a generous loft lounge, offering flexible living for family or guests. Covered porches extend from multiple rooms, capturing breezes and peaceful neighborhood views. The outdoor living area is designed for year-round enjoyment with a saltwater pool featuring a sun shelf and integrated spa, a built-in fire pit, and a brick pavilion housing a complete summer kitchen with grill, sink, and beverage refrigerator. An outdoor shower and cabana bath add convenience for poolside entertaining. A detached carriage house apartment above the expanded garage offers a kitchen with full-size appliances, vaulted living area with built-in bookshelves and a separate bedroom with a full bathroom, creating the ideal space for extended guests or private office retreat. Exterior details such as board-and-batten and nickel-gap siding, decorative wood brackets, and architectural corbels highlight the home's craftsmanship and coastal character. From its thoughtful layout to its refined finishes, this new Cole Construction home embodies the effortless charm and enduring quality of Watersound Origins living. Estimated Completion: Nov. 2026

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

10/10
Bay Elementary SchoolGrades K-56.3 mi
8/10
8/10
South Walton High SchoolGrades 9-1212.9 mi

Construction

Condition

  • Property condition: Under Construction
  • Year built: 2026

Materials

  • Roof: Shake
  • Construction materials: Siding CmntFbrHrdBrd

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range Hood,Gas Water Heater

Bedroom

  • Level: First
  • Area: 164.0886
  • Dimensions: 11.58 x 14.17

Bedroom

  • Level: Second
  • Area: 173.1064
  • Dimensions: 12.08 x 14.33

Bedroom

  • Level: Second
  • Area: 212.412
  • Dimensions: 11.42 x 18.6

Bedroom

  • Level: Second
  • Area: 227.55
  • Dimensions: 15 x 15.17

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 8
  • Full bathrooms: 6
  • 1/2 bathrooms: 2

Dining Area

  • Level: First
  • Area: 226.8
  • Dimensions: 12.6 x 18

Features

  • Crown Molding,Vaulted Ceiling(s),Kitchen Island,Recessed Lighting,Pantry,Shelving,Woodwork Painted
  • Flooring: Hardwood
  • Fireplace features: EPA Qualified Fireplace
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 4,326
  • Total interior livable area: 4,326 sqft

Living Room

  • Level: First
  • Area: 349.56
  • Dimensions: 19.42 x 18

Loft

  • Level: Second
  • Area: 169.05
  • Dimensions: 8.75 x 19.33

Master Bedroom

  • Level: First
  • Area: 283.2239
  • Dimensions: 18.67 x 15.17

Other

  • Level: Second
  • Area: 237.6
  • Dimensions: 21.6 x 11

Other

  • Level: Second
  • Area: 136.8
  • Dimensions: 12 x 11.4

Other

  • Level: Second
  • Area: 60.69
  • Dimensions: 8.67 x 7

Screened Porch

  • Level: First
  • Area: 160
  • Dimensions: 8 x 20

Property

Details

  • Parcel number: 253S18162470001150
  • Zoning description: Resid Single Family

Features

  • Stories: 2
  • Pool features: Heated,In Ground
  • Patio & porch: Screened
  • Exterior features: Private Yard,Outdoor Shower,Sprinkler System,Separate Living Area
  • Has spa: Yes
  • Spa features: Heated
  • On waterfront: Yes

Lot

  • Features: Sidewalk
  • Lot size dimensions: 77 x 140 x 86 x 140

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Attached Carport,Detached,Golf Cart Garage,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,663$175,956
Home Insurance *$304$3,648
Property Taxes $1,184$14,208
Electricity $435$5,224
Total$16,586$199,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$568,662/yr
40% on housing$497,580/yr
45% on housing$442,293/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$670This listing

vs Other Active Listings

Avg $/sqft

ZIP 32461$728
Walton County$483

vs Homes Sold Last Month

Median $/sqft

ZIP 32461$589
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-14Listed for sale$2,900,000

For Sale by Agent

AgentBuilder Services
BrokerageWatersound Real Estate

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