88 Marina Cove Dr, Niceville, FL, 32578
About This Home
Marina Cove puts the Bluewater Bay lifestyle close to home. This 3-bedroom townhome offers approximately 1,834 square feet of conditioned space, including a garage room with heat and A/C that gives the home a flexible bonus area for an office, hobby room, workout space or extra living area. Important updates include A/C dated 3/2025 and water heater dated 2021. Located near the Bluewater Bay Marina, golf, tennis, pools, walking paths, dining and everyday conveniences, this home offers a strong Niceville location with easy access to Destin, Eglin AFB and the Mid-Bay Bridge. Seller is offering a $10,000 concession to assist with buyer closing costs, prepaids or rate buy-down, terms to be negotiated and subject to lender guidelines. Whether you are looking for a primary home or a relaxed Northwest Florida retreat, 88 Marina Cove Dr offers location, flexibility and value in one of Bluewater Bay's most recognizable townhome communities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Construction Complete
- Year built: 1982
Materials
- Construction materials: Stucco,Trim Wood
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Refrigerator
- Laundry features: Washer/Dryer Hookup
Bedroom
- Level: Third
- Area: 140
- Dimensions: 14 x 10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: Second
- Area: 132
- Dimensions: 12 x 11
Features
- Breakfast Bar,Cathedral Ceiling(s),Newly Painted
- Window features: Window Treatments
- Flooring: Hardwood,Carpet
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 1,834
- Total interior livable area: 1,834 sqft
Kitchen
- Level: Second
- Area: 198
- Dimensions: 18 x 11
Living Room
- Level: First
- Area: 294
- Dimensions: 21 x 14
Master Bedroom
- Level: Third
- Area: 180
- Dimensions: 15 x 12
Property
Details
- Parcel number: 161S22307200000670
- Zoning description: Resid Multi-Family
Features
- Stories: 3
Lot
- Lot size: 1,742 sqft
- Features: Covenants,Dead End,Interior Lot,Within 1/2 Mile to Water
- Lot size dimensions: 00 x 00
Parking
- Total spaces: 1
- Parking features: Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Cold Wave
- Heat Wave
- Strong Wind
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Okaloosa County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $265 | $3,180 |
| Property Taxes | $202 | $2,424 |
| Electricity | $197 | $2,366 |
| Total | $2,180 | $26,160 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Price change | $300,000 |
| 2026-07-14 | Price change | $305,000 |
| 2026-06-30 | Listed for sale | $310,000 |
| 2026-06-18 | Pending sale | $310,000 |
| 2026-06-04 | Listed for sale | $310,000 |
| 2003-02-19 | Sold | $103,000 |
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