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14021 SE 126th Ter #64, Okeechobee, FL, 34974

1beds
1baths
1,860sqft
$134,500
$72price/sqft
$1,101/moest. monthly cost
$44,040/yrincome needed

About This Home

Blue Cypress Golf & RV Resort - 2011 custom Park Model featuring rounded corners, drywall throughout, and a spacious loft. This well-appointed home includes a storage shed, tranquil water views, and a private dock with marina access leading directly to Lake Okeechobee. Enjoy your own private outdoor area complete with a hot tub-perfect for relaxing after a day on the water or the golf course. Located in an exceptional community offering a wide range of activities and amenities. This beautiful home is priced to sell. Come experience the lifestyle Blue Cypress has to offer.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

3/10
2/10
Osceola Middle SchoolGrades 6-811.5 mi
3/10
Okeechobee High SchoolGrades 9-1213.1 mi

Construction

Condition

  • Year built: 2011

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Microwave,Oven

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Vinyl
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,860 sqft

Kitchen

  • Features: Galley

Property

Details

  • Parcel number: 12538360020000000640
  • Lease amount: 0

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Inland Flooding
Strong Wind
Cold Wave
Wildfire

FEMA Declared Disasters in Okeechobee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $680$8,160
Home Insurance *$143$1,716
Property Taxes $81$972
Electricity $197$2,366
Total$1,101$13,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,748/yr
40% on housing$33,030/yr
45% on housing$29,360/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$72This listing

vs Other Active Listings

Avg $/sqft

ZIP 34974$164
Okeechobee County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 34974
Okeechobee County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-24Price change$149,000
2026-01-30Listed for sale$164,000

For Sale by Agent

AgentVicki Anderson
BrokerageANDERSON REALTY CO

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