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4707 Midway Dr Lot 1R, Temple, TX, 76502

1beds
1baths
480sqft
$42,999
$90price/sqft
$525/moest. monthly cost
$21,000/yrincome needed

About This Home

This charming 480 square foot manufactured home in the Midway community of Temple, TX offers cozy living with a spacious living room, master bedroom, kitchen, and laundry room. The modern interior features include an oven, fridge, dishwasher, hot water heater, washer/dryer hook up, and central A/C, providing all the comforts of home. Built in 2025 by Cavco, this 1 bedroom, 1 bathroom home is perfect for a single individual or a couple looking for a low maintenance living space.Located in the Midway community in Temple, TX, residents of this neighborhood enjoy a peaceful and well-maintained environment. The community offers amenities such as a clubhouse, swimming pool, and playground for residents to enjoy. With easy access to nearby shopping, dining, and entertainment options, Midway is the ideal location for those looking for a convenient and comfortable place to call home.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

3/10
6/10
Bonham Middle SchoolGrades 6-80.1 mi
3/10
Temple High SchoolGrades 8-123.5 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Oven,Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 480

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central

Interior Area

  • Total structure area: 480
  • Total interior livable area: 480 sqft

Property

Details

  • On leased land: Yes
  • Lease amount: 595

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Lightning
Winter Weather
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $217$2,604
Home Insurance *$27$324
Property Taxes $43$516
Electricity $238$2,859
Total$525$6,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$18,000/yr
40% on housing$15,750/yr
45% on housing$14,000/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$90This listing

vs Other Active Listings

Avg $/sqft

ZIP 76502$143
Bell County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 76502$159
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-09Price change$42,999
2026-01-30Listed for sale$42,900

New Construction

AgentNatalia Neuwirth
BrokerageMidway

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