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541 Tree Top Ln, Hixson, TN, 37343

3beds
3baths
2,000sqft
$435,000
$218price/sqft
$2,765/moest. monthly cost
$110,600/yrincome needed

About This Home

NEW CONSTRUCTION! This Three bedroom two and half bath home offers spacious open floor plan on main level. Kitchen features include: Island, Granite Countertops, and a Pantry. Kitchen is open to Dining room and Living room with has access to the back deck. Living room has an electric fireplace display. Upstairs are the has the large Primary bedroom and bath, along with the two secondary bedrooms connecting to a Jack n Jill bath. Completion date estimated to be beginning of March.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

5/10
5/10
Red Bank Middle SchoolGrades 6-82.7 mi
5/10
Red Bank High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Block,Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Block,Concrete,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Free-Standing Range,Microwave
  • Laundry features: Laundry Closet

Bathroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air,Electric

Dining Room

  • Level: First

Features

  • Granite Counters,Kitchen Island,Open Floorplan,Pantry
  • Flooring: Luxury Vinyl
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area above ground: 2,000

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 2,000 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: Second

Master Bathroom

  • Level: Second

Other

  • Level: First

Property

Details

  • Parcel number: 099n E 032

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Rain Gutters

Lot

  • Lot size: 0.35 Acres
  • Features: Corner Lot
  • Lot size dimensions: 126 x 140

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,Garage,Garage Faces Front,Kitchen Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Lightning
Strong Wind
Cold Wave
Earthquake
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance $167$2,004
Property Taxes $224$2,688
Electricity $175$2,103
Total$2,765$33,180

Income You'd Need if You Spent...

35% on housing$94,800/yr
40% on housing$82,950/yr
45% on housing$73,733/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 37343$176
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37343
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-30Listed for sale$435,000

New Construction

AgentMark A Landers
BrokerageReal Estate Partners Chattanooga LLC

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