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3538 Saddlebred Dr, Gastonia, NC, 28052

3beds
3baths
1,726sqft
$342,900
$199price/sqft
$2,300/moest. monthly cost
$92,000/yrincome needed

About This Home

Well-designed home with 3 bedrooms and 2.5 baths. The main level features an open floor plan connecting the kitchen, dining, and living areas, providing a functional layout for daily living. The kitchen includes modern cabinetry, ample counter space, and updated finishes. Upstairs, the primary bedroom offers a walk-in closet and private bath. Two additional bedrooms provide flexible use options. The laundry room is conveniently located on the upper level. A covered rear porch offers outdoor living space. The home features a practical layout with modern finishes throughout. By obtaining financing through our preferred lender take advantage of seller concessions, like our Builder Paid Closing Costs. Plus take advantage of our $0 Down Programs!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

1/10
Southwest Middle SchoolGrades 6-81.1 mi
2/10
Hunter Huss High SchoolGrades 9-121.7 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Stone Veneer,Vinyl

Other

  • Builder model: Carolina
  • Builder name: LGI Homes-NC, LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator with Ice Maker,Self Cleaning Oven
  • Laundry features: Electric Dryer Hookup,Laundry Room,Upper Level,Washer Hookup

Bathroom Full

  • Level: Upper
  • Area: 120
  • Dimensions: 8' 0" X 15' 0"

Bathroom Full

  • Level: Upper
  • Area: 45
  • Dimensions: 5' 0" X 9' 0"

Bathroom Half

  • Level: Main
  • Area: 24
  • Dimensions: 4' 0" X 6' 0"

Bedroom S

  • Level: Upper
  • Area: 143
  • Dimensions: 11' 0" X 13' 0"

Bedroom S

  • Level: Upper
  • Area: 120
  • Dimensions: 12' 0" X 10' 0"

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Open Floorplan
  • Level: Main
  • Area: 96
  • Dimensions: 12' 0" X 8' 0"

Features

  • Kitchen Island,Open Floorplan,Walk-In Closet(s),Walk-In Pantry
  • Door features: Sliding Doors
  • Window features: Insulated Windows
  • Flooring: Carpet,Vinyl
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,726

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump,Zoned
  • Cooling features: Ceiling Fan(s),Dual,Electric,Heat Pump,Zoned

Interior Area

  • Total structure area: 1,726
  • Total interior livable area: 1,726 sqft

Kitchen

  • Features: Kitchen Island,Open Floorplan,Walk-In Pantry
  • Level: Main
  • Area: 144
  • Dimensions: 12' 0" X 12' 0"

Laundry

  • Level: Upper
  • Area: 15
  • Dimensions: 5' 0" X 3' 0"

Living Room

  • Features: Open Floorplan
  • Level: Main
  • Area: 288
  • Dimensions: 16' 0" X 18' 0"

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: Upper
  • Area: 208
  • Dimensions: 13' 0" X 16' 0"

Property

Details

  • Parcel number: 313084
  • Zoning: RO-CU
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Rear Porch

Lot

  • Lot size: 0.22 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Lightning
Tornado

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,733$20,796
Home Insurance *$147$1,764
Property Taxes $220$2,640
Electricity $200$2,405
Total$2,300$27,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,857/yr
40% on housing$69,000/yr
45% on housing$61,333/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 28052$122
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28052$192
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$340,900
2026-04-02Price change$347,900
2026-01-30Listed for sale$345,900

New Construction Spec

AgentMichael Sceau
BrokerageLGI Homes NC LLC

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